Pennsylvania · HMDA 2025
Mortgage lenders in Carbon County, PA
311 lenders reported 3,571 home-loan applications in Carbon County in 2025. 1,898 closed as loans ($380.1M), 549 were denied — a 21.4% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,571
- Loans originated
- 1,898
- Purchase / refinance
- 965 / 539
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carbon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 239 | 6.7% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 158 | 4.4% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 138 | 3.9% | — |
| 4 | First Commonwealth Federal Credit Union 56 out of 100, Moderate | 116 | 3.2% | 22.2% |
| 5 | NEWREZ LLC | 101 | 2.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 98 | 2.7% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 79 | 2.2% | 33.8% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 75 | 2.1% | 14.1% |
| 9 | Mauch Chunk Trust Company | 73 | 2.0% | — |
| 10 | Mortgage America, Inc. | 72 | 2.0% | — |
| 11 | Community Bank, National Association 62 out of 100, Moderate | 70 | 2.0% | 18.9% |
| 12 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 69 | 1.9% | 15.6% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 63 | 1.8% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 62 | 1.7% | 32.5% |
| 15 | Mortgage Research Center, LLC | 57 | 1.6% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 54 | 1.5% | 40.8% |
| 17 | Jim Thorpe Neighborhood Bank 76 out of 100, Strong | 54 | 1.5% | 4.1% |
| 18 | Broker Solutions, Inc. | 46 | 1.3% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 45 | 1.3% | — |
| 20 | First Northern Bank and Trust Company | 44 | 1.2% | — |
| 21 | KeyBank National Association 63 out of 100, Moderate | 43 | 1.2% | 32.8% |
| 22 | Kiavi Funding, Inc. | 39 | 1.1% | — |
| 23 | PLANET HOME LENDING, LLC | 38 | 1.1% | — |
| 24 | MOVEMENT MORTGAGE, LLC | 37 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 37 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 36 | 1.0% | 32.9% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 36 | 1.0% | 22.2% |
| 28 | CMG MORTGAGE, INC. | 35 | 1.0% | — |
| 29 | FIGURE LENDING LLC | 34 | 1.0% | — |
| 30 | Ixonia Bank 67 out of 100, Moderate | 34 | 1.0% | 4.7% |
| 31 | Loandepot.Com, LLC | 33 | 0.9% | — |
| 32 | GUARANTEED RATE, INC. | 33 | 0.9% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 31 | 0.9% | 44.7% |
| 34 | GUILD MORTGAGE COMPANY | 30 | 0.8% | — |
| 35 | MEMBERS 1ST | 29 | 0.8% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 26 | 0.7% | — |
| 37 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 26 | 0.7% | 32.9% |
| 38 | Discover Bank | 25 | 0.7% | — |
| 39 | SPRING EQ, LLC | 25 | 0.7% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 25 | 0.7% | — |
Top 40 of 311 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps