Pennsylvania · HMDA 2025
Mortgage lenders in Sullivan County, PA
76 lenders reported 229 home-loan applications in Sullivan County in 2025. 141 closed as loans ($26.4M), 37 were denied — a 20.3% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 29% of applications, led by CITIZENS & NORTHERN BANK. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 229
- Loans originated
- 141
- Purchase / refinance
- 60 / 40
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sullivan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 40 | 17.5% | 12.5% |
| 2 | Rocket Mortgage, LLC | 14 | 6.1% | — |
| 3 | Journey Bank 71 out of 100, Strong | 12 | 5.2% | 5.5% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 3.9% | — |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 8 | 3.5% | 32.9% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 7 | 3.1% | — |
| 7 | PS Bank 83 out of 100, Strong | 7 | 3.1% | 8.9% |
| 8 | Mortgage Research Center, LLC | 5 | 2.2% | — |
| 9 | MEMBERS 1ST | 5 | 2.2% | — |
| 10 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 5 | 2.2% | 15.6% |
| 11 | First National Bank of Pennsylvania 64 out of 100, Moderate | 5 | 2.2% | 26.6% |
| 12 | Broker Solutions, Inc. | 4 | 1.7% | — |
| 13 | KIND LENDING, LLC | 4 | 1.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.3% | 32.9% |
| 15 | 21st Mortgage Corporation | 3 | 1.3% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 3 | 1.3% | 40.8% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.3% | 22.2% |
| 18 | Loandepot.Com, LLC | 3 | 1.3% | — |
| 19 | Discover Bank | 3 | 1.3% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.3% | 44.7% |
| 21 | Mortgage America, Inc. | 3 | 1.3% | — |
| 22 | POLICE & FIRE | 3 | 1.3% | — |
| 23 | Prosperity Home Mortgage, LLC | 3 | 1.3% | — |
| 24 | Woodlands Bank 44 out of 100, Below average | 3 | 1.3% | 4.4% |
| 25 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.3% | — |
| 26 | Jersey Shore State Bank | 3 | 1.3% | — |
| 27 | NEWREZ LLC | 2 | 0.9% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.9% | 32.5% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.9% | 39.5% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 34 | SERVICE 1ST | 2 | 0.9% | — |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 0.9% | 45.9% |
| 36 | The Ephrata National Bank 67 out of 100, Moderate | 2 | 0.9% | 18.6% |
| 37 | Northwest Bank 66 out of 100, Moderate | 2 | 0.9% | 20.6% |
| 38 | PHH Mortgage Corporation | 2 | 0.9% | — |
| 39 | First Commonwealth Bank 65 out of 100, Moderate | 2 | 0.9% | 26.5% |
| 40 | AMERICAN HERITAGE FCU | 2 | 0.9% | — |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps