Pennsylvania · HMDA 2025
Mortgage lenders in Union County, PA
131 lenders reported 1,049 home-loan applications in Union County in 2025. 702 closed as loans ($140.8M), 126 were denied — a 14.8% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 26% of applications, led by SERVICE 1ST. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,049
- Loans originated
- 702
- Purchase / refinance
- 304 / 177
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SERVICE 1ST | 121 | 11.5% | — |
| 2 | Mifflinburg Bank and Trust Company 67 out of 100, Moderate | 78 | 7.4% | 1.8% |
| 3 | Rocket Mortgage, LLC | 71 | 6.8% | — |
| 4 | First National Bank of Pennsylvania 64 out of 100, Moderate | 54 | 5.1% | 26.6% |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 48 | 4.6% | 32.9% |
| 6 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 44 | 4.2% | 15.6% |
| 7 | Susquehanna Community Bank | 31 | 3.0% | — |
| 8 | Fulton Bank, National Association 65 out of 100, Moderate | 29 | 2.8% | 23.0% |
| 9 | Journey Bank 71 out of 100, Strong | 26 | 2.5% | 5.5% |
| 10 | MC Federal Credit Union 65 out of 100, Moderate | 26 | 2.5% | 13.8% |
| 11 | Jersey Shore State Bank | 26 | 2.5% | — |
| 12 | First Commonwealth Bank 65 out of 100, Moderate | 22 | 2.1% | 26.5% |
| 13 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 19 | 1.8% | 12.5% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 1.7% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 18 | 1.7% | — |
| 16 | UNION HOME MORTGAGE CORP. | 16 | 1.5% | — |
| 17 | NEWREZ LLC | 13 | 1.2% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.2% | 14.1% |
| 19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 1.1% | — |
| 20 | MEMBERS 1ST | 12 | 1.1% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 11 | 1.0% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.0% | 32.9% |
| 23 | Broker Solutions, Inc. | 10 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 10 | 1.0% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 10 | 1.0% | 3.0% |
| 26 | 21st Mortgage Corporation | 9 | 0.9% | — |
| 27 | Truist Bank 63 out of 100, Moderate | 9 | 0.9% | 40.8% |
| 28 | Loandepot.Com, LLC | 9 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 9 | 0.9% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.9% | — |
| 31 | Northwest Bank 66 out of 100, Moderate | 9 | 0.9% | 20.6% |
| 32 | Mortgage Research Center, LLC | 8 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.8% | 44.7% |
| 34 | Mortgage America, Inc. | 8 | 0.8% | — |
| 35 | SWBC MORTGAGE CORPORATION | 8 | 0.8% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.7% | 32.5% |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 0.7% | — |
| 38 | GUARANTEED RATE, INC. | 7 | 0.7% | — |
| 39 | Horizon Farm Credit, ACA | 7 | 0.7% | — |
| 40 | Discover Bank | 6 | 0.6% | — |
Top 40 of 131 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps