Virginia · HMDA 2025
Mortgage lenders in Falls Church city, VA
113 lenders reported 491 home-loan applications in Falls Church city in 2025. 287 closed as loans ($228.7M), 34 were denied — a 10.4% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by Bank of America, National Association. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 491
- Loans originated
- 287
- Purchase / refinance
- 165 / 63
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Falls Church city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of America, National Association 59 out of 100, Moderate | 28 | 5.7% | 44.7% |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 5.3% | 14.1% |
| 3 | Truist Bank 63 out of 100, Moderate | 25 | 5.1% | 40.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 24 | 4.9% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 4.3% | 32.9% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 3.9% | 39.5% |
| 7 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 3.1% | 22.2% |
| 8 | GUARANTEED RATE, INC. | 13 | 2.6% | — |
| 9 | FIRST SAVINGS MORTGAGE CORPORATION | 13 | 2.6% | — |
| 10 | Atlantic Coast Mortgage, LLC | 12 | 2.4% | — |
| 11 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 12 | 2.4% | 45.9% |
| 12 | Rocket Mortgage, LLC | 11 | 2.2% | — |
| 13 | CMG MORTGAGE, INC. | 10 | 2.0% | — |
| 14 | NEWREZ LLC | 10 | 2.0% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 10 | 2.0% | 33.8% |
| 16 | TD Bank, National Association 63 out of 100, Moderate | 9 | 1.8% | 35.3% |
| 17 | First Heritage Mortgage, LLC | 9 | 1.8% | — |
| 18 | Citibank, National Association 60 out of 100, Moderate | 9 | 1.8% | 24.0% |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 1.6% | 32.5% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.6% | — |
| 21 | Prosperity Home Mortgage, LLC | 8 | 1.6% | — |
| 22 | TOWER Federal Credit Union 83 out of 100, Strong | 8 | 1.6% | 30.4% |
| 23 | State Department Federal Credit Union 65 out of 100, Moderate | 7 | 1.4% | 33.1% |
| 24 | INTERCOASTAL MORTGAGE, LLC | 7 | 1.4% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 7 | 1.4% | — |
| 26 | Ameris Bank 67 out of 100, Moderate | 7 | 1.4% | 10.5% |
| 27 | Fairway Independent Mortgage Corporation | 6 | 1.2% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.0% | — |
| 29 | Broker Solutions, Inc. | 4 | 0.8% | — |
| 30 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 4 | 0.8% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 4 | 0.8% | — |
| 32 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 33 | Bank-Fund Staff Federal Credit Union 81 out of 100, Strong | 4 | 0.8% | 12.2% |
| 34 | MOVEMENT MORTGAGE, LLC | 3 | 0.6% | — |
| 35 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 36 | Towne Bank 74 out of 100, Strong | 3 | 0.6% | 6.6% |
| 37 | CREDIT UNION MORTGAGE ASSOCIATION, INC. | 3 | 0.6% | — |
| 38 | NASA Federal Credit Union 66 out of 100, Moderate | 3 | 0.6% | 6.2% |
| 39 | United Bank 74 out of 100, Strong | 3 | 0.6% | 20.3% |
| 40 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 3 | 0.6% | 22.3% |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps