West Virginia · HMDA 2025
Mortgage lenders in Nicholas County, WV
84 lenders reported 692 home-loan applications in Nicholas County in 2025. 327 closed as loans ($52.7M), 168 were denied — a 32.9% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 39% of applications, led by First Community Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 692
- Loans originated
- 327
- Purchase / refinance
- 181 / 88
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nicholas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Community Bank 75 out of 100, Strong | 135 | 19.5% | 30.8% |
| 2 | Truist Bank 63 out of 100, Moderate | 79 | 11.4% | 40.8% |
| 3 | Rocket Mortgage, LLC | 54 | 7.8% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 5.2% | — |
| 5 | 21st Mortgage Corporation | 32 | 4.6% | — |
| 6 | Alcova Mortgage LLC | 30 | 4.3% | — |
| 7 | Mortgage Research Center, LLC | 25 | 3.6% | — |
| 8 | Community Trust Bank, Inc. 80 out of 100, Strong | 19 | 2.7% | 13.9% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.5% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 15 | 2.2% | — |
| 11 | Broker Solutions, Inc. | 13 | 1.9% | — |
| 12 | The Huntington National Bank 59 out of 100, Moderate | 12 | 1.7% | 31.6% |
| 13 | Loandepot.Com, LLC | 12 | 1.7% | — |
| 14 | United Bank 74 out of 100, Strong | 11 | 1.6% | 20.3% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.4% | 14.1% |
| 16 | Clay County Bank, Inc. 91 out of 100, Very strong | 10 | 1.4% | 16.3% |
| 17 | Gateway First Bank 54 out of 100, Below average | 10 | 1.4% | 5.3% |
| 18 | First Reliance Bank | 10 | 1.4% | — |
| 19 | Peoples Bank 67 out of 100, Moderate | 9 | 1.3% | 24.1% |
| 20 | AmeriSave Mortgage Corporation | 8 | 1.2% | — |
| 21 | NEWREZ LLC | 7 | 1.0% | — |
| 22 | Discover Bank | 7 | 1.0% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.9% | — |
| 24 | City National Bank of West Virginia 78 out of 100, Strong | 6 | 0.9% | 27.3% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 26 | PLANET HOME LENDING, LLC | 5 | 0.7% | — |
| 27 | TAMMAC HOLDINGS CORPORATION | 5 | 0.7% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 5 | 0.7% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 0.7% | 74.7% |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 31 | Pendleton Community Bank, Inc. 61 out of 100, Moderate | 4 | 0.6% | 13.0% |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.6% | — |
| 33 | Clear Mountain Bank 83 out of 100, Strong | 4 | 0.6% | 6.8% |
| 34 | Pioneer Community Bank, Inc. 79 out of 100, Strong | 4 | 0.6% | 13.0% |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.6% | 37.2% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 37 | Fayette County National Bank 69 out of 100, Moderate | 3 | 0.4% | 15.4% |
| 38 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.3% | 19.1% |
| 39 | AMERICAN FINANCING CORPORATION | 2 | 0.3% | — |
| 40 | Integrity Home Mortgage Corporation | 2 | 0.3% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps