West Virginia · HMDA 2025
Mortgage lenders in Ritchie County, WV
50 lenders reported 155 home-loan applications in Ritchie County in 2025. 60 closed as loans ($8.9M), 38 were denied — a 36.5% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 37% of applications, led by The Huntington National Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 155
- Loans originated
- 60
- Purchase / refinance
- 30 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ritchie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 28 | 18.1% | 31.6% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 12.9% | — |
| 3 | Rocket Mortgage, LLC | 10 | 6.5% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 5 | 3.2% | 40.8% |
| 5 | MOVEMENT MORTGAGE, LLC | 5 | 3.2% | — |
| 6 | Broker Solutions, Inc. | 5 | 3.2% | — |
| 7 | AmeriSave Mortgage Corporation | 5 | 3.2% | — |
| 8 | WEST VIRGINIA CENTRAL | 5 | 3.2% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 2.6% | 32.9% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.6% | — |
| 11 | Mortgage Research Center, LLC | 4 | 2.6% | — |
| 12 | NEWREZ LLC | 3 | 1.9% | — |
| 13 | Loandepot.Com, LLC | 3 | 1.9% | — |
| 14 | Discover Bank | 3 | 1.9% | — |
| 15 | Williamstown Bank, Inc. 66 out of 100, Moderate | 3 | 1.9% | 14.1% |
| 16 | WesBanco Bank, Inc. 66 out of 100, Moderate | 3 | 1.9% | 20.1% |
| 17 | Community Bank of Parkersburg 70 out of 100, Strong | 3 | 1.9% | 28.2% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.3% | 14.1% |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.3% | — |
| 20 | INTERCOASTAL MORTGAGE, LLC | 2 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 2 | 1.3% | — |
| 22 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 1.3% | 74.7% |
| 23 | STOCKTON MORTGAGE CORPORATION | 2 | 1.3% | — |
| 24 | Allied First Bank,sb 76 out of 100, Strong | 2 | 1.3% | 90.1% |
| 25 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.3% | 37.2% |
| 26 | Peoples Bank 67 out of 100, Moderate | 2 | 1.3% | 24.1% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 28 | GUARANTEED RATE, INC. | 1 | 0.6% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 32 | GO MORTGAGE, LLC | 1 | 0.6% | — |
| 33 | THE LOAN STORE, INC. | 1 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.6% | — |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.6% | — |
| 37 | Gateway First Bank 54 out of 100, Below average | 1 | 0.6% | 5.3% |
| 38 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.6% | — |
| 40 | POLARIS HOME FUNDING CORP. | 1 | 0.6% | — |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps