Alabama · HMDA 2025
Mortgage lenders in Colbert County, AL
195 lenders reported 2,692 home-loan applications in Colbert County in 2025. 1,519 closed as loans ($293.0M), 365 were denied — a 18.6% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 20% of applications, led by Bank Independent. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,692
- Loans originated
- 1,519
- Purchase / refinance
- 763 / 564
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Colbert County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank Independent | 242 | 9.0% | — |
| 2 | Listerhill Credit Union 69 out of 100, Moderate | 169 | 6.3% | 3.5% |
| 3 | Trustmark National Bank 62 out of 100, Moderate | 132 | 4.9% | 14.7% |
| 4 | Assurance Financial Group, L.L.C. | 130 | 4.8% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 125 | 4.6% | 43.1% |
| 6 | Rocket Mortgage, LLC | 121 | 4.5% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 104 | 3.9% | — |
| 8 | 21st Mortgage Corporation | 85 | 3.2% | — |
| 9 | First Metro Bank 84 out of 100, Strong | 76 | 2.8% | 7.7% |
| 10 | CB&S Bank, Inc. | 61 | 2.3% | — |
| 11 | NEWREZ LLC | 52 | 1.9% | — |
| 12 | PHH Mortgage Corporation | 51 | 1.9% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 50 | 1.9% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 44 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 43 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 38 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 38 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 36 | 1.3% | — |
| 19 | PLANET HOME LENDING, LLC | 36 | 1.3% | — |
| 20 | NEW DAY FINANCIAL, LLC | 35 | 1.3% | — |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 34 | 1.3% | — |
| 22 | MOVEMENT MORTGAGE, LLC | 31 | 1.2% | — |
| 23 | TVA COMMUNITY CREDIT UNION 90 out of 100, Very strong | 31 | 1.2% | 7.7% |
| 24 | First Federal Bank, A FSB 55 out of 100, Moderate | 28 | 1.0% | 4.5% |
| 25 | Renasant Bank 64 out of 100, Moderate | 27 | 1.0% | 11.6% |
| 26 | Wolfe Financial, Inc | 26 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 26 | 1.0% | — |
| 28 | United Community Bank 67 out of 100, Moderate | 25 | 0.9% | 25.4% |
| 29 | AmeriSave Mortgage Corporation | 24 | 0.9% | — |
| 30 | TOWNE MORTGAGE COMPANY | 24 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 0.9% | — |
| 32 | FIGURE LENDING LLC | 23 | 0.9% | — |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 0.8% | 14.1% |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 0.8% | 33.8% |
| 35 | FirstBank 59 out of 100, Moderate | 22 | 0.8% | 42.8% |
| 36 | Truist Bank 63 out of 100, Moderate | 20 | 0.7% | 40.8% |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 20 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 20 | 0.7% | — |
| 39 | MORTGAGE INVESTORS GROUP, INC. | 20 | 0.7% | — |
| 40 | First Southern Bank 18 out of 100, Low | 19 | 0.7% | 8.2% |
Top 40 of 195 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps