Iowa · HMDA 2025
Mortgage lenders in Benton County, IA
114 lenders reported 1,212 home-loan applications in Benton County in 2025. 784 closed as loans ($123.2M), 95 were denied — a 10.4% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 28% of applications, led by GREENSTATE Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,212
- Loans originated
- 784
- Purchase / refinance
- 381 / 234
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 183 | 15.1% | 10.1% |
| 2 | Cedar Valley Bank & Trust 54 out of 100, Below average | 81 | 6.7% | 3.2% |
| 3 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 80 | 6.6% | 11.2% |
| 4 | Hills Bank and Trust Company 84 out of 100, Strong | 62 | 5.1% | 6.6% |
| 5 | Broker Solutions, Inc. | 47 | 3.9% | — |
| 6 | IOWA BANKERS MORTGAGE CORPORATION | 42 | 3.5% | — |
| 7 | Collins Community Credit Union 31 out of 100, Low | 38 | 3.1% | 19.3% |
| 8 | DUPACO COMMUNITY | 38 | 3.1% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 35 | 2.9% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 33 | 2.7% | — |
| 11 | Rocket Mortgage, LLC | 32 | 2.6% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 31 | 2.6% | 39.5% |
| 13 | LINN AREA | 30 | 2.5% | — |
| 14 | RESIDENTIAL MORTGAGE NETWORK, INC. | 27 | 2.2% | — |
| 15 | FIRST | 23 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 22 | 1.8% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.7% | — |
| 18 | Atkins Savings Bank & Trust | 20 | 1.7% | — |
| 19 | Farmers Savings Bank & Trust 81 out of 100, Strong | 19 | 1.6% | 0.0% |
| 20 | NEWREZ LLC | 18 | 1.5% | — |
| 21 | MLD MORTGAGE INC. | 16 | 1.3% | — |
| 22 | MidWestOne Bank | 15 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 12 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 12 | 1.0% | — |
| 25 | Truist Bank 63 out of 100, Moderate | 11 | 0.9% | 40.8% |
| 26 | Chelsea Savings Bank 93 out of 100, Very strong | 11 | 0.9% | 0.0% |
| 27 | BankIowa of Cedar Rapids 70 out of 100, Strong | 11 | 0.9% | 6.9% |
| 28 | Ohnward Bank & Trust | 10 | 0.8% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.7% | 32.5% |
| 30 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 8 | 0.7% | 15.4% |
| 31 | Cedar Rapids Bank and Trust Company 87 out of 100, Very strong | 8 | 0.7% | 5.9% |
| 32 | AmeriSave Mortgage Corporation | 7 | 0.6% | — |
| 33 | Community Savings Bank 65 out of 100, Moderate | 7 | 0.6% | 16.2% |
| 34 | FLAT BRANCH MORTGAGE, INC. | 7 | 0.6% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.5% | 22.2% |
| 36 | FIGURE LENDING LLC | 6 | 0.5% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.5% | — |
| 38 | AMERICAN FINANCING CORPORATION | 6 | 0.5% | — |
| 39 | Bankers Trust Company 64 out of 100, Moderate | 6 | 0.5% | 9.2% |
| 40 | Coastal Community Bank 35 out of 100, Low | 6 | 0.5% | 3.0% |
Top 40 of 114 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps