Iowa · HMDA 2025
Mortgage lenders in Floyd County, IA
62 lenders reported 242 home-loan applications in Floyd County in 2025. 127 closed as loans ($16.9M), 38 were denied — a 21.8% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 26% of applications, led by VERIDIAN CREDIT UNION. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 242
- Loans originated
- 127
- Purchase / refinance
- 78 / 25
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Floyd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 31 | 12.8% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 18 | 7.4% | 10.1% |
| 3 | Fidelity Bank & Trust 55 out of 100, Moderate | 15 | 6.2% | 4.5% |
| 4 | Rocket Mortgage, LLC | 13 | 5.4% | — |
| 5 | CUSB Bank 74 out of 100, Strong | 12 | 5.0% | 12.0% |
| 6 | Broker Solutions, Inc. | 9 | 3.7% | — |
| 7 | AmeriSave Mortgage Corporation | 7 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 7 | 2.9% | — |
| 9 | Coastal Community Bank 35 out of 100, Low | 7 | 2.9% | 3.0% |
| 10 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 2.5% | 22.2% |
| 11 | Loandepot.Com, LLC | 6 | 2.5% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.5% | — |
| 13 | SPRING EQ, LLC | 6 | 2.5% | — |
| 14 | Plains Commerce Bank 59 out of 100, Moderate | 6 | 2.5% | 10.0% |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 2.5% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 2.1% | 39.5% |
| 17 | GUARANTEED RATE, INC. | 4 | 1.7% | — |
| 18 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 4 | 1.7% | 5.1% |
| 19 | IOWA BANKERS MORTGAGE CORPORATION | 4 | 1.7% | — |
| 20 | DUPACO COMMUNITY | 4 | 1.7% | — |
| 21 | Empeople Credit Union 58 out of 100, Moderate | 3 | 1.2% | 25.7% |
| 22 | Flanagan State Bank 67 out of 100, Moderate | 3 | 1.2% | 14.2% |
| 23 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 24 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 1.2% | — |
| 25 | First Bank 78 out of 100, Strong | 3 | 1.2% | 2.4% |
| 26 | Farmers State Bank 72 out of 100, Strong | 3 | 1.2% | 7.5% |
| 27 | NEWREZ LLC | 2 | 0.8% | — |
| 28 | Truist Bank 63 out of 100, Moderate | 2 | 0.8% | 40.8% |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.8% | 44.7% |
| 30 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 2 | 0.8% | 8.4% |
| 31 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 2 | 0.8% | — |
| 33 | MidWestOne Bank | 2 | 0.8% | — |
| 34 | Luana Savings Bank 70 out of 100, Strong | 2 | 0.8% | 2.8% |
| 35 | Equity Prime Mortgage LLC | 2 | 0.8% | — |
| 36 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 0.8% | — |
| 37 | WEST GATE BANK 72 out of 100, Strong | 2 | 0.8% | 4.8% |
| 38 | ROYAL UNITED MORTGAGE LLC | 2 | 0.8% | — |
| 39 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 40 | 21st Mortgage Corporation | 1 | 0.4% | — |
Top 40 of 62 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps