Pennsylvania · HMDA 2025
Mortgage lenders in Bedford County, PA
164 lenders reported 1,707 home-loan applications in Bedford County in 2025. 1,003 closed as loans ($140.1M), 326 were denied — a 23.5% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 26% of applications, led by Hometown Bank of Pennsylvania. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,707
- Loans originated
- 1,003
- Purchase / refinance
- 364 / 303
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bedford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Hometown Bank of Pennsylvania | 179 | 10.5% | — |
| 2 | First Commonwealth Bank 65 out of 100, Moderate | 157 | 9.2% | 26.5% |
| 3 | First National Bank of Pennsylvania 64 out of 100, Moderate | 103 | 6.0% | 26.6% |
| 4 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 91 | 5.3% | 9.6% |
| 5 | Rocket Mortgage, LLC | 84 | 4.9% | — |
| 6 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 64 | 3.7% | 32.9% |
| 7 | EMM LOANS LLC | 59 | 3.5% | — |
| 8 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 50 | 2.9% | 15.6% |
| 9 | Altoona First Savings Bank | 49 | 2.9% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 44 | 2.6% | — |
| 11 | Community State Bank of Orbisonia 66 out of 100, Moderate | 38 | 2.2% | 14.7% |
| 12 | Truist Bank 63 out of 100, Moderate | 34 | 2.0% | 40.8% |
| 13 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 31 | 1.8% | 22.3% |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 29 | 1.7% | 32.5% |
| 15 | AmeriSave Mortgage Corporation | 28 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 27 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 26 | 1.5% | — |
| 18 | Broker Solutions, Inc. | 22 | 1.3% | — |
| 19 | NEWREZ LLC | 21 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.0% | — |
| 21 | FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 80 out of 100, Strong | 16 | 0.9% | 5.8% |
| 22 | NATIONSTAR MORTGAGE LLC | 16 | 0.9% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 16 | 0.9% | — |
| 24 | UNION HOME MORTGAGE CORP. | 16 | 0.9% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.9% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 15 | 0.9% | 3.0% |
| 27 | 21st Mortgage Corporation | 14 | 0.8% | — |
| 28 | RELIANCE SAVINGS BANK 67 out of 100, Moderate | 14 | 0.8% | 10.8% |
| 29 | PLANET HOME LENDING, LLC | 14 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.8% | — |
| 31 | RADIUS FINANCIAL GROUP INC. | 13 | 0.8% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.6% | 14.1% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.6% | 32.9% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.6% | 44.7% |
| 35 | Horizon Farm Credit, ACA | 10 | 0.6% | — |
| 36 | CMG MORTGAGE, INC. | 9 | 0.5% | — |
| 37 | Discover Bank | 9 | 0.5% | — |
| 38 | SPRING EQ, LLC | 9 | 0.5% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.5% | 22.2% |
| 40 | FIGURE LENDING LLC | 8 | 0.5% | — |
Top 40 of 164 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps