Pennsylvania · HMDA 2025
Mortgage lenders in Indiana County, PA
180 lenders reported 2,460 home-loan applications in Indiana County in 2025. 1,381 closed as loans ($180.6M), 519 were denied — a 26.5% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 35% of applications, led by S&T Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,460
- Loans originated
- 1,381
- Purchase / refinance
- 594 / 366
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Indiana County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | S&T Bank 70 out of 100, Strong | 350 | 14.2% | 31.1% |
| 2 | First Commonwealth Bank 65 out of 100, Moderate | 324 | 13.2% | 26.5% |
| 3 | InFirst Bank 69 out of 100, Moderate | 196 | 8.0% | 13.2% |
| 4 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 133 | 5.4% | 15.6% |
| 5 | Rocket Mortgage, LLC | 101 | 4.1% | — |
| 6 | First National Bank of Pennsylvania 64 out of 100, Moderate | 68 | 2.8% | 26.6% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 67 | 2.7% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 66 | 2.7% | 33.8% |
| 9 | Marion Center Bank | 62 | 2.5% | — |
| 10 | Kiavi Funding, Inc. | 58 | 2.4% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 2.2% | — |
| 12 | Elderton State Bank 74 out of 100, Strong | 52 | 2.1% | 14.1% |
| 13 | TOTAL MORTGAGE SERVICES, LLC | 49 | 2.0% | — |
| 14 | 1st Summit Bank 60 out of 100, Moderate | 40 | 1.6% | 20.0% |
| 15 | NEWREZ LLC | 37 | 1.5% | — |
| 16 | Mortgage Research Center, LLC | 33 | 1.3% | — |
| 17 | 21st Mortgage Corporation | 29 | 1.2% | — |
| 18 | PLAZA HOME MORTGAGE, INC. | 28 | 1.1% | — |
| 19 | Broker Solutions, Inc. | 27 | 1.1% | — |
| 20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 26 | 1.1% | — |
| 21 | CNB Bank 65 out of 100, Moderate | 26 | 1.1% | 10.4% |
| 22 | AmeriSave Mortgage Corporation | 25 | 1.0% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 25 | 1.0% | — |
| 24 | Union Savings Bank 74 out of 100, Strong | 24 | 1.0% | 5.3% |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 23 | 0.9% | 32.5% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 0.9% | 14.1% |
| 27 | FREEDOM MORTGAGE CORPORATION | 21 | 0.9% | — |
| 28 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 17 | 0.7% | 9.6% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 16 | 0.7% | — |
| 31 | AmeriServ Financial Bank 60 out of 100, Moderate | 15 | 0.6% | 24.9% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.5% | 32.9% |
| 33 | PLANET HOME LENDING, LLC | 13 | 0.5% | — |
| 34 | UNION HOME MORTGAGE CORP. | 12 | 0.5% | — |
| 35 | Discover Bank | 10 | 0.4% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.4% | — |
| 37 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 10 | 0.4% | 22.3% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.4% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 9 | 0.4% | — |
| 40 | Loandepot.Com, LLC | 9 | 0.4% | — |
Top 40 of 180 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps