Pennsylvania · HMDA 2025
Mortgage lenders in Lycoming County, PA
193 lenders reported 3,814 home-loan applications in Lycoming County in 2025. 2,367 closed as loans ($372.1M), 592 were denied — a 19.2% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 27% of applications, led by Journey Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,814
- Loans originated
- 2,367
- Purchase / refinance
- 1,081 / 684
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lycoming County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Journey Bank 71 out of 100, Strong | 396 | 10.4% | 5.5% |
| 2 | Jersey Shore State Bank | 371 | 9.7% | — |
| 3 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 265 | 6.9% | — |
| 4 | Rocket Mortgage, LLC | 192 | 5.0% | — |
| 5 | First Commonwealth Bank 65 out of 100, Moderate | 172 | 4.5% | 26.5% |
| 6 | Northwest Bank 66 out of 100, Moderate | 138 | 3.6% | 20.6% |
| 7 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 134 | 3.5% | 15.6% |
| 8 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 113 | 3.0% | 12.5% |
| 9 | HORIZON Federal Credit Union 41 out of 100, Below average | 103 | 2.7% | 20.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 95 | 2.5% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 90 | 2.4% | 40.8% |
| 12 | SERVICE 1ST | 86 | 2.3% | — |
| 13 | Mortgage Research Center, LLC | 84 | 2.2% | — |
| 14 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 83 | 2.2% | 32.9% |
| 15 | Woodlands Bank 44 out of 100, Below average | 77 | 2.0% | 4.4% |
| 16 | MEMBERS 1ST | 70 | 1.8% | — |
| 17 | First National Bank of Pennsylvania 64 out of 100, Moderate | 70 | 1.8% | 26.6% |
| 18 | KIND LENDING, LLC | 63 | 1.7% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 59 | 1.5% | — |
| 20 | NEWREZ LLC | 57 | 1.5% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 52 | 1.4% | 33.8% |
| 22 | FREEDOM MORTGAGE CORPORATION | 41 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 39 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 36 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 0.9% | 32.9% |
| 26 | Coastal Community Bank 35 out of 100, Low | 32 | 0.8% | 3.0% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 0.8% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 30 | 0.8% | 14.1% |
| 29 | FIGURE LENDING LLC | 29 | 0.8% | — |
| 30 | PALCO FEDERAL CREDIT UNION 87 out of 100, Very strong | 26 | 0.7% | 7.9% |
| 31 | NEW DAY FINANCIAL, LLC | 25 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 25 | 0.7% | — |
| 33 | 21st Mortgage Corporation | 24 | 0.6% | — |
| 34 | Broker Solutions, Inc. | 24 | 0.6% | — |
| 35 | GUILD MORTGAGE COMPANY | 24 | 0.6% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 23 | 0.6% | — |
| 37 | Susquehanna Community Bank | 23 | 0.6% | — |
| 38 | Fulton Bank, National Association 65 out of 100, Moderate | 21 | 0.6% | 23.0% |
| 39 | Discover Bank | 19 | 0.5% | — |
| 40 | Loandepot.Com, LLC | 18 | 0.5% | — |
Top 40 of 193 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps