Pennsylvania · HMDA 2025
Mortgage lenders in Somerset County, PA
184 lenders reported 2,439 home-loan applications in Somerset County in 2025. 1,393 closed as loans ($190.8M), 449 were denied — a 23.6% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 41% of applications, led by SOMERSET TRUST COMPANY. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,439
- Loans originated
- 1,393
- Purchase / refinance
- 585 / 393
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Somerset County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 393 | 16.1% | 9.6% |
| 2 | First National Bank of Pennsylvania 64 out of 100, Moderate | 368 | 15.1% | 26.6% |
| 3 | First Commonwealth Bank 65 out of 100, Moderate | 239 | 9.8% | 26.5% |
| 4 | Rocket Mortgage, LLC | 111 | 4.6% | — |
| 5 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 80 | 3.3% | — |
| 6 | FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 80 out of 100, Strong | 71 | 2.9% | 5.8% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 66 | 2.7% | — |
| 8 | 1st Summit Bank 60 out of 100, Moderate | 62 | 2.5% | 20.0% |
| 9 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 52 | 2.1% | 15.6% |
| 10 | Mortgage Research Center, LLC | 51 | 2.1% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 50 | 2.1% | 33.8% |
| 12 | AmeriServ Financial Bank 60 out of 100, Moderate | 43 | 1.8% | 24.9% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 1.6% | — |
| 14 | NEWREZ LLC | 36 | 1.5% | — |
| 15 | Slovenian Savings & Loan Association of Franklin-Conemaugh | 26 | 1.1% | — |
| 16 | FIGURE LENDING LLC | 24 | 1.0% | — |
| 17 | PLANET HOME LENDING, LLC | 24 | 1.0% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 23 | 0.9% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 0.9% | 32.9% |
| 20 | Broker Solutions, Inc. | 22 | 0.9% | — |
| 21 | AmeriSave Mortgage Corporation | 22 | 0.9% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 20 | 0.8% | 32.5% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.7% | — |
| 24 | USSCO Johnstown Federal Credit Union 78 out of 100, Strong | 17 | 0.7% | 22.9% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 0.7% | 14.1% |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 15 | 0.6% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 15 | 0.6% | 3.0% |
| 28 | Loandepot.Com, LLC | 14 | 0.6% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 14 | 0.6% | — |
| 30 | InFirst Bank 69 out of 100, Moderate | 14 | 0.6% | 13.2% |
| 31 | 21st Mortgage Corporation | 13 | 0.5% | — |
| 32 | SPRING EQ, LLC | 12 | 0.5% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.5% | — |
| 34 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 12 | 0.5% | 22.3% |
| 35 | HOMESTEAD FUNDING CORP. | 12 | 0.5% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.5% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.5% | 22.2% |
| 38 | NEW DAY FINANCIAL, LLC | 11 | 0.5% | — |
| 39 | Northwest Bank 66 out of 100, Moderate | 11 | 0.5% | 20.6% |
| 40 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 11 | 0.5% | 32.9% |
Top 40 of 184 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps