Pennsylvania · HMDA 2025
Mortgage lenders in Susquehanna County, PA
161 lenders reported 1,295 home-loan applications in Susquehanna County in 2025. 716 closed as loans ($123.0M), 239 were denied — a 24.2% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 23% of applications, led by NBT Bank, National Association. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,295
- Loans originated
- 716
- Purchase / refinance
- 320 / 196
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Susquehanna County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NBT Bank, National Association 64 out of 100, Moderate | 113 | 8.7% | 23.4% |
| 2 | Peoples Security Bank and Trust Company 69 out of 100, Moderate | 110 | 8.5% | 20.2% |
| 3 | Rocket Mortgage, LLC | 75 | 5.8% | — |
| 4 | Visions Federal Credit Union 64 out of 100, Moderate | 74 | 5.7% | 32.6% |
| 5 | First National Bank of Pennsylvania 64 out of 100, Moderate | 62 | 4.8% | 26.6% |
| 6 | Community Bank, National Association 62 out of 100, Moderate | 46 | 3.6% | 18.9% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 45 | 3.5% | — |
| 8 | The Honesdale National Bank 84 out of 100, Strong | 41 | 3.2% | 4.4% |
| 9 | Summit Mortgage Corporation | 34 | 2.6% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 2.3% | — |
| 11 | NEWREZ LLC | 28 | 2.2% | — |
| 12 | Mortgage Research Center, LLC | 28 | 2.2% | — |
| 13 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 22 | 1.7% | 32.9% |
| 14 | GUILD MORTGAGE COMPANY | 20 | 1.5% | — |
| 15 | Wayne Bank 53 out of 100, Below average | 20 | 1.5% | 25.8% |
| 16 | PS Bank 83 out of 100, Strong | 20 | 1.5% | 8.9% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.2% | 14.1% |
| 18 | NEW DAY FINANCIAL, LLC | 15 | 1.2% | — |
| 19 | Loandepot.Com, LLC | 14 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 14 | 1.1% | — |
| 21 | SWBC MORTGAGE CORPORATION | 14 | 1.1% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 14 | 1.1% | — |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 13 | 1.0% | 32.5% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.0% | — |
| 25 | NET | 13 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.9% | 32.9% |
| 27 | Ixonia Bank 67 out of 100, Moderate | 12 | 0.9% | 4.7% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.8% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 11 | 0.8% | — |
| 30 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 11 | 0.8% | 15.6% |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 10 | 0.8% | 33.8% |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.8% | 44.7% |
| 33 | SPRING EQ, LLC | 9 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 35 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 9 | 0.7% | 12.5% |
| 36 | 21st Mortgage Corporation | 8 | 0.6% | — |
| 37 | PLANET HOME LENDING, LLC | 8 | 0.6% | — |
| 38 | HOMESTEAD FUNDING CORP. | 8 | 0.6% | — |
| 39 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.5% | 22.2% |
Top 40 of 161 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps