Pennsylvania · HMDA 2025
Mortgage lenders in Wayne County, PA
258 lenders reported 2,564 home-loan applications in Wayne County in 2025. 1,407 closed as loans ($289.4M), 397 were denied — a 21.3% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 20% of applications, led by The Honesdale National Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,564
- Loans originated
- 1,407
- Purchase / refinance
- 672 / 345
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Honesdale National Bank 84 out of 100, Strong | 217 | 8.5% | 4.4% |
| 2 | Wayne Bank 53 out of 100, Below average | 154 | 6.0% | 25.8% |
| 3 | The Dime Bank 70 out of 100, Strong | 152 | 5.9% | 21.3% |
| 4 | Rocket Mortgage, LLC | 148 | 5.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 102 | 4.0% | — |
| 6 | Summit Mortgage Corporation | 91 | 3.5% | — |
| 7 | NBT Bank, National Association 64 out of 100, Moderate | 74 | 2.9% | 23.4% |
| 8 | GUARANTEED RATE, INC. | 62 | 2.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 2.1% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 51 | 2.0% | 14.1% |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 45 | 1.8% | 32.5% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 45 | 1.8% | — |
| 13 | NEWREZ LLC | 42 | 1.6% | — |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 41 | 1.6% | 33.8% |
| 15 | Mortgage Research Center, LLC | 41 | 1.6% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 37 | 1.4% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 1.3% | 32.9% |
| 18 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 33 | 1.3% | 15.6% |
| 19 | Broker Solutions, Inc. | 32 | 1.2% | — |
| 20 | GUILD MORTGAGE COMPANY | 31 | 1.2% | — |
| 21 | Ixonia Bank 67 out of 100, Moderate | 31 | 1.2% | 4.7% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 28 | 1.1% | 44.7% |
| 23 | NATIONSTAR MORTGAGE LLC | 28 | 1.1% | — |
| 24 | Peoples Security Bank and Trust Company 69 out of 100, Moderate | 27 | 1.1% | 20.2% |
| 25 | FREEDOM MORTGAGE CORPORATION | 25 | 1.0% | — |
| 26 | TD Bank, National Association 63 out of 100, Moderate | 23 | 0.9% | 35.3% |
| 27 | Loandepot.Com, LLC | 21 | 0.8% | — |
| 28 | AmeriSave Mortgage Corporation | 21 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 21 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 20 | 0.8% | — |
| 31 | SPRING EQ, LLC | 19 | 0.7% | — |
| 32 | NET | 19 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 19 | 0.7% | 3.0% |
| 34 | First National Bank of Pennsylvania 64 out of 100, Moderate | 19 | 0.7% | 26.6% |
| 35 | Discover Bank | 18 | 0.7% | — |
| 36 | The Fidelity Deposit and Discount Bank 68 out of 100, Moderate | 18 | 0.7% | 10.0% |
| 37 | Prosperity Home Mortgage, LLC | 17 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 17 | 0.7% | — |
| 39 | BETTER MORTGAGE CORPORATION | 17 | 0.7% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 0.6% | 22.2% |
Top 40 of 258 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps