West Virginia · HMDA 2025
Mortgage lenders in Webster County, WV
39 lenders reported 136 home-loan applications in Webster County in 2025. 54 closed as loans ($5.3M), 43 were denied — a 42.2% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 45% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 136
- Loans originated
- 54
- Purchase / refinance
- 18 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Webster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 25 | 18.4% | — |
| 2 | First Community Bank 75 out of 100, Strong | 22 | 16.2% | 30.8% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 10.3% | — |
| 4 | Peoples Bank 67 out of 100, Moderate | 7 | 5.1% | 24.1% |
| 5 | Broker Solutions, Inc. | 5 | 3.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 5 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 5 | 3.7% | — |
| 8 | TAMMAC HOLDINGS CORPORATION | 5 | 3.7% | — |
| 9 | 21st Mortgage Corporation | 4 | 2.9% | — |
| 10 | United Bank 74 out of 100, Strong | 4 | 2.9% | 20.3% |
| 11 | Empeople Credit Union 58 out of 100, Moderate | 3 | 2.2% | 25.7% |
| 12 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 2.2% | — |
| 13 | BETTER MORTGAGE CORPORATION | 3 | 2.2% | — |
| 14 | The Huntington National Bank 59 out of 100, Moderate | 2 | 1.5% | 31.6% |
| 15 | Truist Bank 63 out of 100, Moderate | 2 | 1.5% | 40.8% |
| 16 | AmeriSave Mortgage Corporation | 2 | 1.5% | — |
| 17 | CAPON VALLEY BANK 61 out of 100, Moderate | 2 | 1.5% | 1.1% |
| 18 | PLANET HOME LENDING, LLC | 2 | 1.5% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 32.9% |
| 20 | NEWREZ LLC | 1 | 0.7% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 22 | MOVEMENT MORTGAGE, LLC | 1 | 0.7% | — |
| 23 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.7% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.7% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.7% | — |
| 27 | Gateway First Bank 54 out of 100, Below average | 1 | 0.7% | 5.3% |
| 28 | The Park National Bank 72 out of 100, Strong | 1 | 0.7% | 19.0% |
| 29 | Centra Credit Union 73 out of 100, Strong | 1 | 0.7% | 9.4% |
| 30 | NATIONSTAR MORTGAGE LLC | 1 | 0.7% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 1 | 0.7% | — |
| 32 | City National Bank of West Virginia 78 out of 100, Strong | 1 | 0.7% | 27.3% |
| 33 | Clear Mountain Bank 83 out of 100, Strong | 1 | 0.7% | 6.8% |
| 34 | First Reliance Bank | 1 | 0.7% | — |
| 35 | Alcova Mortgage LLC | 1 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 0.7% | — |
| 37 | First Exchange Bank 49 out of 100, Below average | 1 | 0.7% | 35.4% |
| 38 | First Commonwealth Bank 65 out of 100, Moderate | 1 | 0.7% | 26.5% |
| 39 | AGRICULTURE Federal Credit Union 76 out of 100, Strong | 1 | 0.7% | 41.8% |
Top 39 of 39 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps