Alabama · HMDA 2025
Mortgage lenders in Wilcox County, AL
50 lenders reported 286 home-loan applications in Wilcox County in 2025. 76 closed as loans ($9.7M), 110 were denied — a 55.8% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 53% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 286
- Loans originated
- 76
- Purchase / refinance
- 45 / 23
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilcox County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 73 | 25.5% | — |
| 2 | 21st Mortgage Corporation | 62 | 21.7% | — |
| 3 | United Bank 74 out of 100, Strong | 16 | 5.6% | 20.3% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 14 | 4.9% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 11 | 3.8% | 43.1% |
| 6 | Rocket Mortgage, LLC | 9 | 3.1% | — |
| 7 | Broker Solutions, Inc. | 8 | 2.8% | — |
| 8 | FirstBank 59 out of 100, Moderate | 8 | 2.8% | 42.8% |
| 9 | Trustmark National Bank 62 out of 100, Moderate | 7 | 2.4% | 14.7% |
| 10 | AmeriSave Mortgage Corporation | 6 | 2.1% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.4% | 32.9% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.4% | 14.1% |
| 13 | NEW DAY FINANCIAL, LLC | 4 | 1.4% | — |
| 14 | NEWREZ LLC | 3 | 1.0% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.0% | — |
| 16 | TOP FLITE FINANCIAL, INC. | 3 | 1.0% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 3 | 1.0% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.0% | — |
| 19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 1.0% | — |
| 20 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 1.0% | 37.2% |
| 21 | CMG MORTGAGE, INC. | 2 | 0.7% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.7% | — |
| 23 | Mortgage Research Center, LLC | 2 | 0.7% | — |
| 24 | Family Security Credit Union 95 out of 100, Very strong | 2 | 0.7% | 37.5% |
| 25 | HomePromise Corporation | 2 | 0.7% | — |
| 26 | AMERICAN FINANCING CORPORATION | 2 | 0.7% | — |
| 27 | Guardian Credit Union | 2 | 0.7% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 2 | 0.7% | — |
| 29 | Cadence Bank | 2 | 0.7% | — |
| 30 | Loandepot.Com, LLC | 1 | 0.3% | — |
| 31 | Discover Bank | 1 | 0.3% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.3% | — |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.3% | 33.8% |
| 34 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.3% | 41.0% |
| 35 | First Suncoast Trust BancShares, Inc. | 1 | 0.3% | — |
| 36 | Gulf Winds Credit Union 69 out of 100, Moderate | 1 | 0.3% | 27.1% |
| 37 | Tyndall Federal Credit Union 89 out of 100, Very strong | 1 | 0.3% | 24.3% |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.3% | — |
| 39 | Renasant Bank 64 out of 100, Moderate | 1 | 0.3% | 11.6% |
| 40 | FEDCHOICE Federal Credit Union 62 out of 100, Moderate | 1 | 0.3% | 37.3% |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps