Iowa · HMDA 2025
Mortgage lenders in Allamakee County, IA
71 lenders reported 278 home-loan applications in Allamakee County in 2025. 187 closed as loans ($35.6M), 33 were denied — a 14.3% denial rate on decided applications, close to the Iowa rate of 15.0%. The three most active lenders handled 32% of applications, led by Peoples State Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 278
- Loans originated
- 187
- Purchase / refinance
- 107 / 64
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Allamakee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples State Bank 80 out of 100, Strong | 33 | 11.9% | 6.2% |
| 2 | Luana Savings Bank 70 out of 100, Strong | 33 | 11.9% | 2.8% |
| 3 | MARINE CREDIT UNION 53 out of 100, Below average | 22 | 7.9% | 44.9% |
| 4 | Kerndt Brothers Savings Bank 79 out of 100, Strong | 17 | 6.1% | 22.4% |
| 5 | Fidelity Bank & Trust 55 out of 100, Moderate | 16 | 5.8% | 4.5% |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 15 | 5.4% | 10.1% |
| 7 | Rocket Mortgage, LLC | 13 | 4.7% | — |
| 8 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 12 | 4.3% | 11.2% |
| 9 | IOWA BANKERS MORTGAGE CORPORATION | 7 | 2.5% | — |
| 10 | ESB Bank | 7 | 2.5% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.2% | — |
| 12 | ALTRA Federal Credit Union 78 out of 100, Strong | 6 | 2.2% | 9.3% |
| 13 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 5 | 1.8% | 5.1% |
| 14 | NEWREZ LLC | 4 | 1.4% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.1% | — |
| 16 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 17 | Mortgage Research Center, LLC | 3 | 1.1% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.1% | 44.7% |
| 19 | BMO Bank National Association 83 out of 100, Strong | 3 | 1.1% | 40.5% |
| 20 | NEW DAY FINANCIAL, LLC | 3 | 1.1% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.7% | 22.2% |
| 22 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.7% | — |
| 24 | Lendage, LLC | 2 | 0.7% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.7% | — |
| 26 | Citizens State Bank 66 out of 100, Moderate | 2 | 0.7% | 4.9% |
| 27 | CUSB Bank 74 out of 100, Strong | 2 | 0.7% | 12.0% |
| 28 | NORTHEAST SECURITY BANK 77 out of 100, Strong | 2 | 0.7% | 3.4% |
| 29 | COMPEER FINANCIAL, FLCA | 2 | 0.7% | — |
| 30 | Merchants Bank, National Association 73 out of 100, Strong | 2 | 0.7% | 5.9% |
| 31 | UNION HOME MORTGAGE CORP. | 2 | 0.7% | — |
| 32 | DUPACO COMMUNITY | 2 | 0.7% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.7% | — |
| 34 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 37 | Truist Bank 63 out of 100, Moderate | 1 | 0.4% | 40.8% |
| 38 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 39 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps