Iowa · HMDA 2025
Mortgage lenders in Buchanan County, IA
89 lenders reported 870 home-loan applications in Buchanan County in 2025. 549 closed as loans ($77.2M), 110 were denied — a 16.1% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 45% of applications, led by VERIDIAN CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 870
- Loans originated
- 549
- Purchase / refinance
- 277 / 144
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Buchanan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 239 | 27.5% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 86 | 9.9% | 10.1% |
| 3 | BankIowa of Cedar Rapids 70 out of 100, Strong | 66 | 7.6% | 6.9% |
| 4 | IOWA BANKERS MORTGAGE CORPORATION | 58 | 6.7% | — |
| 5 | Farmers State Bank 72 out of 100, Strong | 51 | 5.9% | 7.5% |
| 6 | DUPACO COMMUNITY | 31 | 3.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.2% | — |
| 8 | Empeople Credit Union 58 out of 100, Moderate | 22 | 2.5% | 25.7% |
| 9 | Citizens State Bank 66 out of 100, Moderate | 21 | 2.4% | 4.9% |
| 10 | Rocket Mortgage, LLC | 20 | 2.3% | — |
| 11 | Broker Solutions, Inc. | 19 | 2.2% | — |
| 12 | NORTHEAST SECURITY BANK 77 out of 100, Strong | 19 | 2.2% | 3.4% |
| 13 | GUILD MORTGAGE COMPANY | 11 | 1.3% | — |
| 14 | Collins Community Credit Union 31 out of 100, Low | 9 | 1.0% | 19.3% |
| 15 | Fidelity Bank & Trust 55 out of 100, Moderate | 9 | 1.0% | 4.5% |
| 16 | Mortgage Research Center, LLC | 8 | 0.9% | — |
| 17 | 21st Mortgage Corporation | 7 | 0.8% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 0.8% | — |
| 19 | Waterstone Mortgage Corporation | 7 | 0.8% | — |
| 20 | NEWREZ LLC | 6 | 0.7% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 22 | WEST GATE BANK 72 out of 100, Strong | 6 | 0.7% | 4.8% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.6% | 22.2% |
| 24 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.5% | 31.6% |
| 25 | Loandepot.Com, LLC | 4 | 0.5% | — |
| 26 | AmeriSave Mortgage Corporation | 4 | 0.5% | — |
| 27 | Community Savings Bank 65 out of 100, Moderate | 4 | 0.5% | 16.2% |
| 28 | Farmers State Bank 91 out of 100, Very strong | 4 | 0.5% | 6.3% |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
| 30 | MidWestOne Bank | 4 | 0.5% | — |
| 31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 0.5% | — |
| 32 | LINN AREA | 4 | 0.5% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 4 | 0.5% | 3.0% |
| 34 | SPRING EQ, LLC | 3 | 0.3% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.3% | 39.5% |
| 36 | Lendage, LLC | 3 | 0.3% | — |
| 37 | FIGURE LENDING LLC | 3 | 0.3% | — |
| 38 | PLANET HOME LENDING, LLC | 3 | 0.3% | — |
| 39 | AMERICAN FINANCING CORPORATION | 3 | 0.3% | — |
| 40 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 3 | 0.3% | 5.1% |
Top 40 of 89 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps