Iowa · HMDA 2025
Mortgage lenders in Chickasaw County, IA
60 lenders reported 377 home-loan applications in Chickasaw County in 2025. 258 closed as loans ($33.9M), 44 were denied — a 14.3% denial rate on decided applications, close to the Iowa rate of 15.0%. The three most active lenders handled 39% of applications, led by VERIDIAN CREDIT UNION. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 377
- Loans originated
- 258
- Purchase / refinance
- 112 / 97
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chickasaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 73 | 19.4% | 11.2% |
| 2 | Fidelity Bank & Trust 55 out of 100, Moderate | 37 | 9.8% | 4.5% |
| 3 | Bank Iowa 54 out of 100, Below average | 36 | 9.5% | 10.7% |
| 4 | SECURITY STATE BANK | 32 | 8.5% | — |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 19 | 5.0% | — |
| 6 | Luana Savings Bank 70 out of 100, Strong | 18 | 4.8% | 2.8% |
| 7 | Rocket Mortgage, LLC | 14 | 3.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.7% | — |
| 9 | CUSB Bank 74 out of 100, Strong | 9 | 2.4% | 12.0% |
| 10 | GREENSTATE Credit Union 50 out of 100, Below average | 9 | 2.4% | 10.1% |
| 11 | Empeople Credit Union 58 out of 100, Moderate | 8 | 2.1% | 25.7% |
| 12 | NORTHEAST SECURITY BANK 77 out of 100, Strong | 8 | 2.1% | 3.4% |
| 13 | Farmers State Bank 72 out of 100, Strong | 8 | 2.1% | 7.5% |
| 14 | Mortgage Research Center, LLC | 7 | 1.9% | — |
| 15 | First Bank 78 out of 100, Strong | 7 | 1.9% | 2.4% |
| 16 | NEWREZ LLC | 4 | 1.1% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.1% | — |
| 18 | Flanagan State Bank 67 out of 100, Moderate | 4 | 1.1% | 14.2% |
| 19 | MARINE CREDIT UNION 53 out of 100, Below average | 4 | 1.1% | 44.9% |
| 20 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 4 | 1.1% | 5.1% |
| 21 | LOWER, LLC | 4 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 3 | 0.8% | — |
| 23 | Broker Solutions, Inc. | 3 | 0.8% | — |
| 24 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 3 | 0.8% | — |
| 26 | DUPACO COMMUNITY | 3 | 0.8% | — |
| 27 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 29 | DENVER SAVINGS BANK 71 out of 100, Strong | 2 | 0.5% | 0.0% |
| 30 | FIGURE LENDING LLC | 2 | 0.5% | — |
| 31 | Loan Simple, Inc. | 2 | 0.5% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.5% | — |
| 33 | NEW DAY FINANCIAL, LLC | 2 | 0.5% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 2 | 0.5% | 3.0% |
| 35 | Commerce Bank 76 out of 100, Strong | 2 | 0.5% | 33.2% |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.3% | 14.1% |
| 37 | Truist Bank 63 out of 100, Moderate | 1 | 0.3% | 40.8% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.3% | 22.2% |
| 39 | SPRING EQ, LLC | 1 | 0.3% | — |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.3% | 39.5% |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps