Iowa · HMDA 2025
Mortgage lenders in Delaware County, IA
91 lenders reported 656 home-loan applications in Delaware County in 2025. 441 closed as loans ($77.3M), 65 were denied — a 12.5% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 40% of applications, led by DUPACO COMMUNITY. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 656
- Loans originated
- 441
- Purchase / refinance
- 211 / 111
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Delaware County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DUPACO COMMUNITY | 121 | 18.4% | — |
| 2 | Community Savings Bank 65 out of 100, Moderate | 80 | 12.2% | 16.2% |
| 3 | Citizens State Bank 66 out of 100, Moderate | 60 | 9.1% | 4.9% |
| 4 | GREENSTATE Credit Union 50 out of 100, Below average | 34 | 5.2% | 10.1% |
| 5 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 33 | 5.0% | 11.2% |
| 6 | MidWestOne Bank | 26 | 4.0% | — |
| 7 | Fidelity Bank & Trust 55 out of 100, Moderate | 25 | 3.8% | 4.5% |
| 8 | Broker Solutions, Inc. | 14 | 2.1% | — |
| 9 | Rocket Mortgage, LLC | 14 | 2.1% | — |
| 10 | Farmers & Merchants Savings Bank 61 out of 100, Moderate | 14 | 2.1% | 5.3% |
| 11 | GNB BANK 76 out of 100, Strong | 13 | 2.0% | 6.1% |
| 12 | RESIDENTIAL MORTGAGE NETWORK, INC. | 12 | 1.8% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 11 | 1.7% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 1.5% | 32.5% |
| 15 | Mortgage Research Center, LLC | 10 | 1.5% | — |
| 16 | Waterstone Mortgage Corporation | 10 | 1.5% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 1.4% | 39.5% |
| 18 | Collins Community Credit Union 31 out of 100, Low | 9 | 1.4% | 19.3% |
| 19 | IOWA BANKERS MORTGAGE CORPORATION | 7 | 1.1% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.9% | — |
| 21 | Empeople Credit Union 58 out of 100, Moderate | 6 | 0.9% | 25.7% |
| 22 | Du Trac Community Credit Union | 6 | 0.9% | — |
| 23 | Ohnward Bank & Trust | 6 | 0.9% | — |
| 24 | NEWREZ LLC | 5 | 0.8% | — |
| 25 | GUILD MORTGAGE COMPANY | 5 | 0.8% | — |
| 26 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.6% | — |
| 28 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 29 | PLANET HOME LENDING, LLC | 4 | 0.6% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 4 | 0.6% | — |
| 31 | Hills Bank and Trust Company 84 out of 100, Strong | 4 | 0.6% | 6.6% |
| 32 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.5% | 31.6% |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.5% | 14.1% |
| 34 | FLAT BRANCH MORTGAGE, INC. | 3 | 0.5% | — |
| 35 | Luana Savings Bank 70 out of 100, Strong | 3 | 0.5% | 2.8% |
| 36 | Cedar Rapids Bank and Trust Company 87 out of 100, Very strong | 3 | 0.5% | 5.9% |
| 37 | Coastal Community Bank 35 out of 100, Low | 3 | 0.5% | 3.0% |
| 38 | Farmers State Bank 72 out of 100, Strong | 3 | 0.5% | 7.5% |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.3% | 32.9% |
| 40 | 21st Mortgage Corporation | 2 | 0.3% | — |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps