Ohio · HMDA 2025
Mortgage lenders in Union County, OH
262 lenders reported 4,615 home-loan applications in Union County in 2025. 2,549 closed as loans ($898.7M), 495 were denied — a 15.7% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 17% of applications, led by The Huntington National Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,615
- Loans originated
- 2,549
- Purchase / refinance
- 1,421 / 668
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 396 | 8.6% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 194 | 4.2% | 34.0% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 179 | 3.9% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 177 | 3.8% | 14.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 175 | 3.8% | — |
| 6 | Rocket Mortgage, LLC | 169 | 3.7% | — |
| 7 | M/I FINANCIAL, LLC | 162 | 3.5% | — |
| 8 | NFM, INC. | 146 | 3.2% | — |
| 9 | VICTORY MORTGAGE, L.L.C. | 137 | 3.0% | — |
| 10 | PULTE MORTGAGE LLC | 121 | 2.6% | — |
| 11 | HONDA Federal Credit Union 62 out of 100, Moderate | 113 | 2.4% | 28.0% |
| 12 | NEWREZ LLC | 105 | 2.3% | — |
| 13 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 100 | 2.2% | 35.5% |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 77 | 1.7% | 39.5% |
| 15 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 73 | 1.6% | 34.2% |
| 16 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 69 | 1.5% | 34.1% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 67 | 1.5% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 65 | 1.4% | 33.8% |
| 19 | Union Savings Bank 74 out of 100, Strong | 64 | 1.4% | 5.3% |
| 20 | FREEDOM MORTGAGE CORPORATION | 64 | 1.4% | — |
| 21 | First Financial Bank 68 out of 100, Moderate | 64 | 1.4% | 24.9% |
| 22 | NATIONSTAR MORTGAGE LLC | 63 | 1.4% | — |
| 23 | UNION HOME MORTGAGE CORP. | 63 | 1.4% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 62 | 1.3% | — |
| 25 | GUARANTEED RATE, INC. | 59 | 1.3% | — |
| 26 | The Richwood Banking Company 64 out of 100, Moderate | 56 | 1.2% | 12.0% |
| 27 | LOWER, LLC | 47 | 1.0% | — |
| 28 | Pathways Financial Credit Union, Inc. 67 out of 100, Moderate | 46 | 1.0% | 29.5% |
| 29 | Truist Bank 63 out of 100, Moderate | 45 | 1.0% | 40.8% |
| 30 | PLANET HOME LENDING, LLC | 42 | 0.9% | — |
| 31 | 21st Mortgage Corporation | 38 | 0.8% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 36 | 0.8% | — |
| 33 | Mortgage Research Center, LLC | 35 | 0.8% | — |
| 34 | BMI Federal Credit Union 68 out of 100, Moderate | 32 | 0.7% | 12.3% |
| 35 | Loandepot.Com, LLC | 30 | 0.7% | — |
| 36 | GUARANTEED RATE AFFINITY, LLC | 30 | 0.7% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 0.6% | 32.9% |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 29 | 0.6% | — |
| 39 | SPRING EQ, LLC | 28 | 0.6% | — |
| 40 | WesBanco Bank, Inc. 66 out of 100, Moderate | 28 | 0.6% | 20.1% |
Top 40 of 262 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps