Pennsylvania · HMDA 2025
Mortgage lenders in Centre County, PA
233 lenders reported 4,063 home-loan applications in Centre County in 2025. 2,650 closed as loans ($854.7M), 517 were denied — a 15.8% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 18% of applications, led by First National Bank of Pennsylvania. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,063
- Loans originated
- 2,650
- Purchase / refinance
- 1,234 / 699
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Centre County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First National Bank of Pennsylvania 64 out of 100, Moderate | 262 | 6.4% | 26.6% |
| 2 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 246 | 6.1% | 15.6% |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 238 | 5.9% | 32.5% |
| 4 | Kish Bank 58 out of 100, Moderate | 237 | 5.8% | 7.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 172 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 159 | 3.9% | — |
| 7 | Fairway Independent Mortgage Corporation | 149 | 3.7% | — |
| 8 | Rocket Mortgage, LLC | 146 | 3.6% | — |
| 9 | Northwest Bank 66 out of 100, Moderate | 146 | 3.6% | 20.6% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 135 | 3.3% | 33.8% |
| 11 | Jersey Shore State Bank | 124 | 3.1% | — |
| 12 | PENN STATE | 102 | 2.5% | — |
| 13 | UNION HOME MORTGAGE CORP. | 94 | 2.3% | — |
| 14 | RELIANCE SAVINGS BANK 67 out of 100, Moderate | 87 | 2.1% | 10.8% |
| 15 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 85 | 2.1% | 32.9% |
| 16 | CNB Bank 65 out of 100, Moderate | 79 | 1.9% | 10.4% |
| 17 | NEWREZ LLC | 65 | 1.6% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 65 | 1.6% | 14.1% |
| 19 | First Commonwealth Bank 65 out of 100, Moderate | 56 | 1.4% | 26.5% |
| 20 | Truist Bank 63 out of 100, Moderate | 54 | 1.3% | 40.8% |
| 21 | TITAN FEDERAL CREDIT UNION 94 out of 100, Very strong | 52 | 1.3% | 1.6% |
| 22 | Old Dominion National Bank 64 out of 100, Moderate | 50 | 1.2% | 0.0% |
| 23 | Mortgage Research Center, LLC | 43 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 38 | 0.9% | — |
| 25 | CMG MORTGAGE, INC. | 35 | 0.9% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 0.8% | 32.9% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 0.8% | — |
| 28 | MEMBER FIRST MORTGAGE, LLC | 26 | 0.6% | — |
| 29 | NEW DAY FINANCIAL, LLC | 26 | 0.6% | — |
| 30 | Fulton Bank, National Association 65 out of 100, Moderate | 26 | 0.6% | 23.0% |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 25 | 0.6% | 44.7% |
| 32 | FREEDOM MORTGAGE CORPORATION | 25 | 0.6% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 25 | 0.6% | 3.0% |
| 34 | Discover Bank | 24 | 0.6% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 23 | 0.6% | — |
| 36 | Timberland Federal Credit Union 68 out of 100, Moderate | 22 | 0.5% | 29.8% |
| 37 | AmeriServ Financial Bank 60 out of 100, Moderate | 21 | 0.5% | 24.9% |
| 38 | Broker Solutions, Inc. | 20 | 0.5% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 20 | 0.5% | — |
| 40 | KIND LENDING, LLC | 20 | 0.5% | — |
Top 40 of 233 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps