Pennsylvania · HMDA 2025
Mortgage lenders in Fayette County, PA
220 lenders reported 4,205 home-loan applications in Fayette County in 2025. 2,394 closed as loans ($293.0M), 786 were denied — a 24.0% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 35% of applications, led by PNC Bank, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,205
- Loans originated
- 2,394
- Purchase / refinance
- 928 / 743
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PNC Bank, National Association 62 out of 100, Moderate | 984 | 23.4% | 33.8% |
| 2 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 287 | 6.8% | 9.6% |
| 3 | Rocket Mortgage, LLC | 220 | 5.2% | — |
| 4 | First Federal Savings and Loan Association of Greene Co | 219 | 5.2% | — |
| 5 | First National Bank of Pennsylvania 64 out of 100, Moderate | 219 | 5.2% | 26.6% |
| 6 | United Bank 74 out of 100, Strong | 84 | 2.0% | 20.3% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 80 | 1.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 77 | 1.8% | — |
| 9 | PLAZA HOME MORTGAGE, INC. | 77 | 1.8% | — |
| 10 | Kiavi Funding, Inc. | 76 | 1.8% | — |
| 11 | Mortgage Research Center, LLC | 73 | 1.7% | — |
| 12 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 73 | 1.7% | 15.6% |
| 13 | CFSBANK 66 out of 100, Moderate | 65 | 1.5% | 8.5% |
| 14 | FRICK FINANCIAL FEDERAL CREDIT UNION 60 out of 100, Moderate | 65 | 1.5% | 24.4% |
| 15 | NEWREZ LLC | 61 | 1.5% | — |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 60 | 1.4% | 32.5% |
| 17 | AmeriSave Mortgage Corporation | 51 | 1.2% | — |
| 18 | STOCKTON MORTGAGE CORPORATION | 51 | 1.2% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 46 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 46 | 1.1% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 0.9% | 14.1% |
| 22 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 39 | 0.9% | 22.3% |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 38 | 0.9% | — |
| 25 | 21st Mortgage Corporation | 37 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 35 | 0.8% | — |
| 27 | KeyBank National Association 63 out of 100, Moderate | 31 | 0.7% | 32.8% |
| 28 | Coastal Community Bank 35 out of 100, Low | 29 | 0.7% | 3.0% |
| 29 | Mid Penn Bank 69 out of 100, Moderate | 28 | 0.7% | 21.6% |
| 30 | PLANET HOME LENDING, LLC | 28 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 27 | 0.6% | 32.9% |
| 32 | Discover Bank | 27 | 0.6% | — |
| 33 | First Commonwealth Bank 65 out of 100, Moderate | 26 | 0.6% | 26.5% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 0.6% | — |
| 35 | FIGURE LENDING LLC | 24 | 0.6% | — |
| 36 | Community Bank 66 out of 100, Moderate | 24 | 0.6% | 18.6% |
| 37 | MOVEMENT MORTGAGE, LLC | 22 | 0.5% | — |
| 38 | TOWNE MORTGAGE COMPANY | 22 | 0.5% | — |
| 39 | EQUITY RESOURCES, INC. | 21 | 0.5% | — |
| 40 | NEW DAY FINANCIAL, LLC | 21 | 0.5% | — |
Top 40 of 220 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps