Pennsylvania · HMDA 2025
Mortgage lenders in McKean County, PA
101 lenders reported 724 home-loan applications in McKean County in 2025. 404 closed as loans ($48.1M), 153 were denied — a 26.7% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 44% of applications, led by Northwest Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 724
- Loans originated
- 404
- Purchase / refinance
- 183 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McKean County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Northwest Bank 66 out of 100, Moderate | 120 | 16.6% | 20.6% |
| 2 | Rocket Mortgage, LLC | 111 | 15.3% | — |
| 3 | CNB Bank 65 out of 100, Moderate | 88 | 12.2% | 10.4% |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 39 | 5.4% | 33.8% |
| 5 | Mortgage Research Center, LLC | 24 | 3.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.3% | — |
| 7 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 14 | 1.9% | 15.6% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.8% | 14.1% |
| 9 | PLANET HOME LENDING, LLC | 13 | 1.8% | — |
| 10 | Community Bank, National Association 62 out of 100, Moderate | 13 | 1.8% | 18.9% |
| 11 | Broker Solutions, Inc. | 12 | 1.7% | — |
| 12 | NEW DAY FINANCIAL, LLC | 12 | 1.7% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.5% | 32.9% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.5% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 11 | 1.5% | 3.0% |
| 16 | NEWREZ LLC | 10 | 1.4% | — |
| 17 | Discover Bank | 9 | 1.2% | — |
| 18 | AmeriSave Mortgage Corporation | 9 | 1.2% | — |
| 19 | The Juniata Valley Bank 70 out of 100, Strong | 9 | 1.2% | 17.5% |
| 20 | Loandepot.Com, LLC | 8 | 1.1% | — |
| 21 | FIGURE LENDING LLC | 8 | 1.1% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 1.0% | 32.5% |
| 23 | MOVEMENT MORTGAGE, LLC | 7 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 1.0% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.8% | 44.7% |
| 26 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 6 | 0.8% | 12.5% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.7% | — |
| 29 | 21st Mortgage Corporation | 4 | 0.6% | — |
| 30 | GUARANTEED RATE, INC. | 4 | 0.6% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 32 | BETTER MORTGAGE CORPORATION | 4 | 0.6% | — |
| 33 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 34 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 3 | 0.4% | — |
| 35 | PLAZA HOME MORTGAGE, INC. | 3 | 0.4% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.4% | — |
| 37 | ROYAL UNITED MORTGAGE LLC | 3 | 0.4% | — |
| 38 | First Commonwealth Bank 65 out of 100, Moderate | 3 | 0.4% | 26.5% |
| 39 | First National Bank of Pennsylvania 64 out of 100, Moderate | 3 | 0.4% | 26.6% |
| 40 | The Farmers National Bank of Canfield 63 out of 100, Moderate | 3 | 0.4% | 15.7% |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps