Iowa · HMDA 2025
Mortgage lenders in Butler County, IA
80 lenders reported 499 home-loan applications in Butler County in 2025. 334 closed as loans ($43.0M), 43 were denied — a 11.0% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 47% of applications, led by VERIDIAN CREDIT UNION. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 499
- Loans originated
- 334
- Purchase / refinance
- 173 / 86
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 161 | 32.3% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 48 | 9.6% | 10.1% |
| 3 | MidWestOne Bank | 27 | 5.4% | — |
| 4 | IOWA BANKERS MORTGAGE CORPORATION | 20 | 4.0% | — |
| 5 | Farmers State Bank 72 out of 100, Strong | 20 | 4.0% | 7.5% |
| 6 | DUPACO COMMUNITY | 16 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 13 | 2.6% | — |
| 8 | First Bank 78 out of 100, Strong | 12 | 2.4% | 2.4% |
| 9 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 11 | 2.2% | 5.1% |
| 10 | Bankers' Bank 69 out of 100, Moderate | 9 | 1.8% | 13.0% |
| 11 | Fidelity Bank & Trust 55 out of 100, Moderate | 9 | 1.8% | 4.5% |
| 12 | PEOPLES SAVINGS BANK | 8 | 1.6% | — |
| 13 | AmeriSave Mortgage Corporation | 7 | 1.4% | — |
| 14 | Mortgage Research Center, LLC | 7 | 1.4% | — |
| 15 | Rocket Mortgage, LLC | 6 | 1.2% | — |
| 16 | Green Belt Bank & Trust 71 out of 100, Strong | 6 | 1.2% | 7.6% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.0% | — |
| 18 | DENVER SAVINGS BANK 71 out of 100, Strong | 5 | 1.0% | 0.0% |
| 19 | Lincoln Savings Bank 27 out of 100, Low | 5 | 1.0% | 7.5% |
| 20 | NEWREZ LLC | 4 | 0.8% | — |
| 21 | Broker Solutions, Inc. | 4 | 0.8% | — |
| 22 | GUARANTEED RATE, INC. | 4 | 0.8% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.8% | 39.5% |
| 24 | Empeople Credit Union 58 out of 100, Moderate | 4 | 0.8% | 25.7% |
| 25 | CUSB Bank 74 out of 100, Strong | 4 | 0.8% | 12.0% |
| 26 | FREEDOM MORTGAGE CORPORATION | 4 | 0.8% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.6% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
| 30 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 31 | Loandepot.Com, LLC | 2 | 0.4% | — |
| 32 | Regions Bank 64 out of 100, Moderate | 2 | 0.4% | 43.1% |
| 33 | Collins Community Credit Union 31 out of 100, Low | 2 | 0.4% | 19.3% |
| 34 | FIGURE LENDING LLC | 2 | 0.4% | — |
| 35 | MARINE CREDIT UNION 53 out of 100, Below average | 2 | 0.4% | 44.9% |
| 36 | Farm Credit Mid-America | 2 | 0.4% | — |
| 37 | HOMESERVICES LENDING, LLC | 2 | 0.4% | — |
| 38 | Availa Bank 65 out of 100, Moderate | 2 | 0.4% | 5.3% |
| 39 | RESIDENTIAL MORTGAGE NETWORK, INC. | 2 | 0.4% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.4% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps