Iowa · HMDA 2025
Mortgage lenders in Fayette County, IA
88 lenders reported 636 home-loan applications in Fayette County in 2025. 387 closed as loans ($44.1M), 108 were denied — a 21.3% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 45% of applications, led by VERIDIAN CREDIT UNION. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 636
- Loans originated
- 387
- Purchase / refinance
- 207 / 94
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 222 | 34.9% | 11.2% |
| 2 | Fidelity Bank & Trust 55 out of 100, Moderate | 33 | 5.2% | 4.5% |
| 3 | GREENSTATE Credit Union 50 out of 100, Below average | 31 | 4.9% | 10.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 21 | 3.3% | — |
| 5 | Mortgage Research Center, LLC | 21 | 3.3% | — |
| 6 | Luana Savings Bank 70 out of 100, Strong | 20 | 3.1% | 2.8% |
| 7 | Rocket Mortgage, LLC | 18 | 2.8% | — |
| 8 | NORTHEAST SECURITY BANK 77 out of 100, Strong | 18 | 2.8% | 3.4% |
| 9 | 21st Mortgage Corporation | 13 | 2.0% | — |
| 10 | DUPACO COMMUNITY | 13 | 2.0% | — |
| 11 | Broker Solutions, Inc. | 12 | 1.9% | — |
| 12 | Kerndt Brothers Savings Bank 79 out of 100, Strong | 11 | 1.7% | 22.4% |
| 13 | MARINE CREDIT UNION 53 out of 100, Below average | 11 | 1.7% | 44.9% |
| 14 | PLANET HOME LENDING, LLC | 10 | 1.6% | — |
| 15 | IOWA BANKERS MORTGAGE CORPORATION | 10 | 1.6% | — |
| 16 | Bank Iowa 54 out of 100, Below average | 8 | 1.3% | 10.7% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.1% | — |
| 18 | Empeople Credit Union 58 out of 100, Moderate | 7 | 1.1% | 25.7% |
| 19 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 20 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 6 | 0.9% | 5.1% |
| 21 | GUARANTEED RATE, INC. | 5 | 0.8% | — |
| 22 | Regions Bank 64 out of 100, Moderate | 5 | 0.8% | 43.1% |
| 23 | FIGURE LENDING LLC | 5 | 0.8% | — |
| 24 | STOCKTON MORTGAGE CORPORATION | 5 | 0.8% | — |
| 25 | BankIowa of Cedar Rapids 70 out of 100, Strong | 5 | 0.8% | 6.9% |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.6% | 39.5% |
| 27 | NBKC BANK | 4 | 0.6% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.6% | — |
| 29 | CMG MORTGAGE, INC. | 3 | 0.5% | — |
| 30 | GUILD MORTGAGE COMPANY | 3 | 0.5% | — |
| 31 | BMO Bank National Association 83 out of 100, Strong | 3 | 0.5% | 40.5% |
| 32 | Citizens State Bank 66 out of 100, Moderate | 3 | 0.5% | 4.9% |
| 33 | Community Savings Bank 65 out of 100, Moderate | 3 | 0.5% | 16.2% |
| 34 | CUSB Bank 74 out of 100, Strong | 3 | 0.5% | 12.0% |
| 35 | Readlyn Savings Bank | 3 | 0.5% | — |
| 36 | ENDEAVOR CAPITAL, LLC. | 3 | 0.5% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.5% | — |
| 38 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 39 | LINN AREA | 3 | 0.5% | — |
| 40 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 3 | 0.5% | 1.2% |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps