Iowa · HMDA 2025
Mortgage lenders in Grundy County, IA
80 lenders reported 541 home-loan applications in Grundy County in 2025. 369 closed as loans ($53.1M), 44 were denied — a 10.4% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 41% of applications, led by VERIDIAN CREDIT UNION. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 541
- Loans originated
- 369
- Purchase / refinance
- 198 / 93
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grundy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 104 | 19.2% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 87 | 16.1% | 10.1% |
| 3 | PEOPLES SAVINGS BANK | 31 | 5.7% | — |
| 4 | GNB BANK 76 out of 100, Strong | 23 | 4.3% | 6.1% |
| 5 | MidWestOne Bank | 19 | 3.5% | — |
| 6 | Rocket Mortgage, LLC | 17 | 3.1% | — |
| 7 | Empeople Credit Union 58 out of 100, Moderate | 17 | 3.1% | 25.7% |
| 8 | Green Belt Bank & Trust 71 out of 100, Strong | 17 | 3.1% | 7.6% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.6% | — |
| 10 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 13 | 2.4% | 5.1% |
| 11 | IOWA BANKERS MORTGAGE CORPORATION | 13 | 2.4% | — |
| 12 | DUPACO COMMUNITY | 11 | 2.0% | — |
| 13 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 10 | 1.8% | 8.4% |
| 14 | Mortgage Research Center, LLC | 9 | 1.7% | — |
| 15 | Farmers State Bank 72 out of 100, Strong | 8 | 1.5% | 7.5% |
| 16 | NEWREZ LLC | 7 | 1.3% | — |
| 17 | PLANET HOME LENDING, LLC | 6 | 1.1% | — |
| 18 | Fidelity Bank & Trust 55 out of 100, Moderate | 6 | 1.1% | 4.5% |
| 19 | AmeriSave Mortgage Corporation | 5 | 0.9% | — |
| 20 | GUILD MORTGAGE COMPANY | 5 | 0.9% | — |
| 21 | Bankers' Bank 69 out of 100, Moderate | 5 | 0.9% | 13.0% |
| 22 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.7% | 31.6% |
| 23 | 21st Mortgage Corporation | 4 | 0.7% | — |
| 24 | Truist Bank 63 out of 100, Moderate | 4 | 0.7% | 40.8% |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.7% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 27 | MARINE CREDIT UNION 53 out of 100, Below average | 4 | 0.7% | 44.9% |
| 28 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 0.7% | — |
| 29 | WEST GATE BANK 72 out of 100, Strong | 4 | 0.7% | 4.8% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 31 | GUARANTEED RATE, INC. | 3 | 0.6% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 34 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.6% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.6% | 37.2% |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.4% | 22.2% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.4% | — |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.4% | 39.5% |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps