Pennsylvania · HMDA 2025
Mortgage lenders in Cambria County, PA
196 lenders reported 3,839 home-loan applications in Cambria County in 2025. 2,188 closed as loans ($256.1M), 802 were denied — a 26.1% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 32% of applications, led by First Commonwealth Bank. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,839
- Loans originated
- 2,188
- Purchase / refinance
- 1,029 / 515
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cambria County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Commonwealth Bank 65 out of 100, Moderate | 496 | 12.9% | 26.5% |
| 2 | First National Bank of Pennsylvania 64 out of 100, Moderate | 485 | 12.6% | 26.6% |
| 3 | 1st Summit Bank 60 out of 100, Moderate | 234 | 6.1% | 20.0% |
| 4 | Rocket Mortgage, LLC | 218 | 5.7% | — |
| 5 | S&T Bank 70 out of 100, Strong | 149 | 3.9% | 31.1% |
| 6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 137 | 3.6% | — |
| 7 | AmeriServ Financial Bank 60 out of 100, Moderate | 123 | 3.2% | 24.9% |
| 8 | PennCrest Bank 76 out of 100, Strong | 116 | 3.0% | 15.0% |
| 9 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 106 | 2.8% | 15.6% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 99 | 2.6% | — |
| 11 | Mortgage Research Center, LLC | 88 | 2.3% | — |
| 12 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 82 | 2.1% | 9.6% |
| 13 | InFirst Bank 69 out of 100, Moderate | 60 | 1.6% | 13.2% |
| 14 | Broker Solutions, Inc. | 54 | 1.4% | — |
| 15 | Northwest Bank 66 out of 100, Moderate | 54 | 1.4% | 20.6% |
| 16 | Slovenian Savings & Loan Association of Franklin-Conemaugh | 50 | 1.3% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 1.2% | 14.1% |
| 18 | AmeriSave Mortgage Corporation | 47 | 1.2% | — |
| 19 | NEWREZ LLC | 46 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 1.1% | — |
| 21 | NEW DAY FINANCIAL, LLC | 41 | 1.1% | — |
| 22 | USSCO Johnstown Federal Credit Union 78 out of 100, Strong | 37 | 1.0% | 22.9% |
| 23 | Loandepot.Com, LLC | 35 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 34 | 0.9% | — |
| 25 | CNB Bank 65 out of 100, Moderate | 34 | 0.9% | 10.4% |
| 26 | PLANET HOME LENDING, LLC | 33 | 0.9% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 32 | 0.8% | 32.5% |
| 28 | FIGURE LENDING LLC | 31 | 0.8% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 0.8% | 32.9% |
| 31 | FREEDOM MORTGAGE CORPORATION | 29 | 0.8% | — |
| 32 | Paramount Residential Mortgage Group, Inc. | 28 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 28 | 0.7% | 3.0% |
| 34 | Flagstar Bank, N.A. 31 out of 100, Low | 24 | 0.6% | 35.1% |
| 35 | Discover Bank | 22 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 20 | 0.5% | 22.2% |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 0.5% | — |
| 38 | RELIANCE SAVINGS BANK 67 out of 100, Moderate | 18 | 0.5% | 10.8% |
| 39 | C-B-W Schools Federal Credit Union 91 out of 100, Very strong | 18 | 0.5% | 0.0% |
| 40 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 18 | 0.5% | 32.9% |
Top 40 of 196 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps