Pennsylvania · HMDA 2025
Mortgage lenders in Elk County, PA
101 lenders reported 853 home-loan applications in Elk County in 2025. 489 closed as loans ($60.6M), 168 were denied — a 24.6% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 43% of applications, led by Northwest Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 853
- Loans originated
- 489
- Purchase / refinance
- 211 / 135
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Northwest Bank 66 out of 100, Moderate | 131 | 15.4% | 20.6% |
| 2 | First Commonwealth Bank 65 out of 100, Moderate | 130 | 15.2% | 26.5% |
| 3 | CNB Bank 65 out of 100, Moderate | 108 | 12.7% | 10.4% |
| 4 | Rocket Mortgage, LLC | 67 | 7.9% | — |
| 5 | The Farmers National Bank of Canfield 63 out of 100, Moderate | 28 | 3.3% | 15.7% |
| 6 | PNC Bank, National Association 62 out of 100, Moderate | 25 | 2.9% | 33.8% |
| 7 | NEWREZ LLC | 21 | 2.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.3% | — |
| 9 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 20 | 2.3% | 15.6% |
| 10 | S&T Bank 70 out of 100, Strong | 19 | 2.2% | 31.1% |
| 11 | AmeriSave Mortgage Corporation | 18 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 18 | 2.1% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.8% | — |
| 14 | PLANET HOME LENDING, LLC | 12 | 1.4% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.2% | 14.1% |
| 16 | Broker Solutions, Inc. | 10 | 1.2% | — |
| 17 | Loandepot.Com, LLC | 8 | 0.9% | — |
| 18 | FIGURE LENDING LLC | 8 | 0.9% | — |
| 19 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 7 | 0.8% | 12.5% |
| 20 | FREEDOM MORTGAGE CORPORATION | 7 | 0.8% | — |
| 21 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | 0.8% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.7% | 32.9% |
| 23 | PLAZA HOME MORTGAGE, INC. | 6 | 0.7% | — |
| 24 | NEW DAY FINANCIAL, LLC | 6 | 0.7% | — |
| 25 | ROYAL UNITED MORTGAGE LLC | 6 | 0.7% | — |
| 26 | 21st Mortgage Corporation | 5 | 0.6% | — |
| 27 | Discover Bank | 5 | 0.6% | — |
| 28 | SPRING EQ, LLC | 5 | 0.6% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 5 | 0.6% | 3.0% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.5% | 32.5% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.5% | 39.5% |
| 32 | Mid Penn Bank 69 out of 100, Moderate | 4 | 0.5% | 21.6% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.5% | — |
| 34 | NEXTIER BANK, NATIONAL ASSOCIATION 54 out of 100, Below average | 4 | 0.5% | 11.7% |
| 35 | First National Bank of Pennsylvania 64 out of 100, Moderate | 4 | 0.5% | 26.6% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
| 37 | GUARANTEED RATE, INC. | 3 | 0.4% | — |
| 38 | 1st Summit Bank 60 out of 100, Moderate | 3 | 0.4% | 20.0% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 40 | ZILLOW HOME LOANS, LLC | 3 | 0.4% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps