Pennsylvania · HMDA 2025
Mortgage lenders in Lackawanna County, PA
323 lenders reported 7,954 home-loan applications in Lackawanna County in 2025. 4,542 closed as loans ($890.3M), 1,199 were denied — a 20.0% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,954
- Loans originated
- 4,542
- Purchase / refinance
- 2,054 / 1,301
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lackawanna County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 437 | 5.5% | — |
| 2 | The Fidelity Deposit and Discount Bank 68 out of 100, Moderate | 424 | 5.3% | 10.0% |
| 3 | Peoples Security Bank and Trust Company 69 out of 100, Moderate | 373 | 4.7% | 20.2% |
| 4 | NET | 353 | 4.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 283 | 3.6% | — |
| 6 | NBT Bank, National Association 64 out of 100, Moderate | 280 | 3.5% | 23.4% |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 249 | 3.1% | 33.8% |
| 8 | Ixonia Bank 67 out of 100, Moderate | 220 | 2.8% | 4.7% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 212 | 2.7% | 14.1% |
| 10 | The Honesdale National Bank 84 out of 100, Strong | 198 | 2.5% | 4.4% |
| 11 | Community Bank, National Association 62 out of 100, Moderate | 196 | 2.5% | 18.9% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 175 | 2.2% | — |
| 13 | PENN EAST Federal Credit Union 74 out of 100, Strong | 167 | 2.1% | 15.4% |
| 14 | First National Bank of Pennsylvania 64 out of 100, Moderate | 166 | 2.1% | 26.6% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 165 | 2.1% | — |
| 16 | NEWREZ LLC | 162 | 2.0% | — |
| 17 | GUILD MORTGAGE COMPANY | 139 | 1.7% | — |
| 18 | PS Bank 83 out of 100, Strong | 131 | 1.6% | 8.9% |
| 19 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 120 | 1.5% | 15.6% |
| 20 | Mortgage Research Center, LLC | 116 | 1.5% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 103 | 1.3% | 32.5% |
| 22 | Loan Funder LLC | 98 | 1.2% | — |
| 23 | AmeriSave Mortgage Corporation | 84 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 83 | 1.0% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 82 | 1.0% | — |
| 26 | Kiavi Funding, Inc. | 80 | 1.0% | — |
| 27 | The Dime Bank 70 out of 100, Strong | 79 | 1.0% | 21.3% |
| 28 | Coastal Community Bank 35 out of 100, Low | 74 | 0.9% | 3.0% |
| 29 | SPRING EQ, LLC | 72 | 0.9% | — |
| 30 | KIND LENDING, LLC | 71 | 0.9% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 68 | 0.9% | — |
| 32 | Wayne Bank 53 out of 100, Below average | 64 | 0.8% | 25.8% |
| 33 | Loandepot.Com, LLC | 62 | 0.8% | — |
| 34 | Citizens Savings Bank 78 out of 100, Strong | 62 | 0.8% | 6.0% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 61 | 0.8% | 22.2% |
| 36 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 58 | 0.7% | 32.9% |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 57 | 0.7% | 32.9% |
| 38 | FIGURE LENDING LLC | 57 | 0.7% | — |
| 39 | PLANET HOME LENDING, LLC | 57 | 0.7% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 56 | 0.7% | 44.7% |
Top 40 of 323 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps