Pennsylvania · HMDA 2025
Mortgage lenders in Montour County, PA
106 lenders reported 596 home-loan applications in Montour County in 2025. 408 closed as loans ($106.0M), 56 were denied — a 11.7% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 34% of applications, led by SERVICE 1ST. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 596
- Loans originated
- 408
- Purchase / refinance
- 204 / 81
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montour County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SERVICE 1ST | 88 | 14.8% | — |
| 2 | Journey Bank 71 out of 100, Strong | 62 | 10.4% | 5.5% |
| 3 | Fulton Bank, National Association 65 out of 100, Moderate | 51 | 8.6% | 23.0% |
| 4 | Rocket Mortgage, LLC | 29 | 4.9% | — |
| 5 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 20 | 3.4% | 15.6% |
| 6 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 17 | 2.9% | 32.9% |
| 7 | Jersey Shore State Bank | 16 | 2.7% | — |
| 8 | Mortgage Research Center, LLC | 14 | 2.3% | — |
| 9 | MC Federal Credit Union 65 out of 100, Moderate | 14 | 2.3% | 13.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.0% | — |
| 11 | MEMBERS 1ST | 12 | 2.0% | — |
| 12 | UNION HOME MORTGAGE CORP. | 12 | 2.0% | — |
| 13 | First National Bank of Pennsylvania 64 out of 100, Moderate | 10 | 1.7% | 26.6% |
| 14 | Susquehanna Community Bank | 10 | 1.7% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.5% | — |
| 16 | NEWREZ LLC | 8 | 1.3% | — |
| 17 | First Keystone Community Bank 50 out of 100, Below average | 8 | 1.3% | 6.7% |
| 18 | FIRST HERITAGE FINANCIAL, LLC | 8 | 1.3% | — |
| 19 | First Commonwealth Bank 65 out of 100, Moderate | 8 | 1.3% | 26.5% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.2% | 14.1% |
| 21 | Truist Bank 63 out of 100, Moderate | 6 | 1.0% | 40.8% |
| 22 | AmeriSave Mortgage Corporation | 6 | 1.0% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 6 | 1.0% | — |
| 24 | CMG MORTGAGE, INC. | 5 | 0.8% | — |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.8% | 31.6% |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 5 | 0.8% | — |
| 28 | GUILD MORTGAGE COMPANY | 4 | 0.7% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.7% | 33.8% |
| 30 | Mortgage America, Inc. | 4 | 0.7% | — |
| 31 | FIGURE LENDING LLC | 4 | 0.7% | — |
| 32 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 4 | 0.7% | 12.5% |
| 33 | LENDINGONE, LLC | 4 | 0.7% | — |
| 34 | Equity Prime Mortgage LLC | 4 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.7% | — |
| 36 | Northwest Bank 66 out of 100, Moderate | 4 | 0.7% | 20.6% |
| 37 | Coastal Community Bank 35 out of 100, Low | 4 | 0.7% | 3.0% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.5% | 32.9% |
| 39 | 21st Mortgage Corporation | 3 | 0.5% | — |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.5% | 32.5% |
Top 40 of 106 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps