Iowa · HMDA 2025
Mortgage lenders in Bremer County, IA
92 lenders reported 1,100 home-loan applications in Bremer County in 2025. 794 closed as loans ($115.1M), 79 were denied — a 8.8% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 50% of applications, led by VERIDIAN CREDIT UNION. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,100
- Loans originated
- 794
- Purchase / refinance
- 376 / 232
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bremer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 369 | 33.5% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 109 | 9.9% | 10.1% |
| 3 | Farmers State Bank 72 out of 100, Strong | 70 | 6.4% | 7.5% |
| 4 | Fidelity Bank & Trust 55 out of 100, Moderate | 45 | 4.1% | 4.5% |
| 5 | First Bank 78 out of 100, Strong | 39 | 3.5% | 2.4% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 36 | 3.3% | — |
| 7 | IOWA BANKERS MORTGAGE CORPORATION | 35 | 3.2% | — |
| 8 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 29 | 2.6% | 5.1% |
| 9 | DENVER SAVINGS BANK 71 out of 100, Strong | 27 | 2.5% | 0.0% |
| 10 | Empeople Credit Union 58 out of 100, Moderate | 23 | 2.1% | 25.7% |
| 11 | DUPACO COMMUNITY | 23 | 2.1% | — |
| 12 | WEST GATE BANK 72 out of 100, Strong | 20 | 1.8% | 4.8% |
| 13 | Rocket Mortgage, LLC | 16 | 1.5% | — |
| 14 | Mortgage Research Center, LLC | 16 | 1.5% | — |
| 15 | Readlyn Savings Bank | 15 | 1.4% | — |
| 16 | SECURITY STATE BANK | 14 | 1.3% | — |
| 17 | NORTHEAST SECURITY BANK 77 out of 100, Strong | 12 | 1.1% | 3.4% |
| 18 | NEWREZ LLC | 11 | 1.0% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.0% | — |
| 20 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 21 | CUSB Bank 74 out of 100, Strong | 9 | 0.8% | 12.0% |
| 22 | BankIowa of Cedar Rapids 70 out of 100, Strong | 9 | 0.8% | 6.9% |
| 23 | AmeriSave Mortgage Corporation | 8 | 0.7% | — |
| 24 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.6% | 39.5% |
| 26 | Truist Bank 63 out of 100, Moderate | 6 | 0.5% | 40.8% |
| 27 | Collins Community Credit Union 31 out of 100, Low | 6 | 0.5% | 19.3% |
| 28 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.5% | — |
| 30 | GUILD MORTGAGE COMPANY | 5 | 0.5% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 5 | 0.5% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.4% | 32.9% |
| 33 | SPRING EQ, LLC | 4 | 0.4% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 4 | 0.4% | — |
| 35 | Luana Savings Bank 70 out of 100, Strong | 4 | 0.4% | 2.8% |
| 36 | Bank Iowa 54 out of 100, Below average | 4 | 0.4% | 10.7% |
| 37 | Waterstone Mortgage Corporation | 4 | 0.4% | — |
| 38 | MidWestOne Bank | 3 | 0.3% | — |
| 39 | BETTER MORTGAGE CORPORATION | 3 | 0.3% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 3 | 0.3% | 3.0% |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps