Iowa · HMDA 2025
Mortgage lenders in Tama County, IA
92 lenders reported 485 home-loan applications in Tama County in 2025. 311 closed as loans ($48.4M), 46 were denied — a 12.6% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 30% of applications, led by VERIDIAN CREDIT UNION. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 485
- Loans originated
- 311
- Purchase / refinance
- 167 / 86
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tama County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 61 | 12.6% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 60 | 12.4% | 10.1% |
| 3 | Rocket Mortgage, LLC | 25 | 5.2% | — |
| 4 | Chelsea Savings Bank 93 out of 100, Very strong | 18 | 3.7% | 0.0% |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 18 | 3.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 17 | 3.5% | — |
| 7 | MLD MORTGAGE INC. | 16 | 3.3% | — |
| 8 | GUARANTEED RATE, INC. | 14 | 2.9% | — |
| 9 | Farmers Savings Bank & Trust 81 out of 100, Strong | 14 | 2.9% | 0.0% |
| 10 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 13 | 2.7% | 8.4% |
| 11 | Mortgage Research Center, LLC | 9 | 1.9% | — |
| 12 | DUPACO COMMUNITY | 9 | 1.9% | — |
| 13 | Broker Solutions, Inc. | 8 | 1.6% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 8 | 1.6% | — |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 1.4% | 22.2% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 7 | 1.4% | — |
| 18 | GUILD MORTGAGE COMPANY | 6 | 1.2% | — |
| 19 | Empeople Credit Union 58 out of 100, Moderate | 6 | 1.2% | 25.7% |
| 20 | NORTHEAST SECURITY BANK 77 out of 100, Strong | 6 | 1.2% | 3.4% |
| 21 | MidWestOne Bank | 6 | 1.2% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.0% | — |
| 23 | GNB BANK 76 out of 100, Strong | 5 | 1.0% | 6.1% |
| 24 | Bankers' Bank 69 out of 100, Moderate | 5 | 1.0% | 13.0% |
| 25 | Coastal Community Bank 35 out of 100, Low | 5 | 1.0% | 3.0% |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.8% | 31.6% |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.8% | 39.5% |
| 28 | Community Choice Credit Union | 4 | 0.8% | — |
| 29 | First State Bank 75 out of 100, Strong | 4 | 0.8% | 0.5% |
| 30 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 31 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 4 | 0.8% | 21.3% |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 0.8% | — |
| 33 | Lincoln Savings Bank 27 out of 100, Low | 4 | 0.8% | 7.5% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.6% | 32.9% |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.6% | 14.1% |
| 36 | Truist Bank 63 out of 100, Moderate | 3 | 0.6% | 40.8% |
| 37 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 38 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 3 | 0.6% | 5.1% |
| 39 | Green Belt Bank & Trust 71 out of 100, Strong | 3 | 0.6% | 7.6% |
| 40 | STOCKTON MORTGAGE CORPORATION | 3 | 0.6% | — |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps