Pennsylvania · HMDA 2025
Mortgage lenders in Mercer County, PA
211 lenders reported 3,528 home-loan applications in Mercer County in 2025. 2,005 closed as loans ($302.9M), 628 were denied — a 23.1% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 27% of applications, led by First National Bank of Pennsylvania. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,528
- Loans originated
- 2,005
- Purchase / refinance
- 869 / 547
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mercer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First National Bank of Pennsylvania 64 out of 100, Moderate | 446 | 12.6% | 26.6% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 272 | 7.7% | 31.6% |
| 3 | Greenville Savings Bank 74 out of 100, Strong | 245 | 6.9% | 8.2% |
| 4 | Rocket Mortgage, LLC | 176 | 5.0% | — |
| 5 | Ixonia Bank 67 out of 100, Moderate | 166 | 4.7% | 4.7% |
| 6 | PNC Bank, National Association 62 out of 100, Moderate | 160 | 4.5% | 33.8% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 135 | 3.8% | 32.5% |
| 8 | Mercer County State Bank 52 out of 100, Below average | 113 | 3.2% | 24.1% |
| 9 | Grove City Area Federal Credit Union 87 out of 100, Very strong | 96 | 2.7% | 14.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 95 | 2.7% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 88 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 77 | 2.2% | — |
| 13 | NEWREZ LLC | 52 | 1.5% | — |
| 14 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 49 | 1.4% | 15.6% |
| 15 | PLANET HOME LENDING, LLC | 47 | 1.3% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 42 | 1.2% | 14.1% |
| 17 | HOWARD HANNA FINANCIAL SERVICES, INC. | 41 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 40 | 1.1% | — |
| 19 | EQUITY RESOURCES, INC. | 40 | 1.1% | — |
| 20 | First Commonwealth Bank 65 out of 100, Moderate | 40 | 1.1% | 26.5% |
| 21 | Broker Solutions, Inc. | 35 | 1.0% | — |
| 22 | WEST PENN FINANCIAL SERVICE CENTER, INC. | 34 | 1.0% | — |
| 23 | AmeriSave Mortgage Corporation | 32 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 31 | 0.9% | — |
| 25 | NEXTIER BANK, NATIONAL ASSOCIATION 54 out of 100, Below average | 31 | 0.9% | 11.7% |
| 26 | Coastal Community Bank 35 out of 100, Low | 31 | 0.9% | 3.0% |
| 27 | FIGURE LENDING LLC | 30 | 0.9% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 30 | 0.9% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 0.8% | 32.9% |
| 30 | MERCER COUNTY COMMUNITY | 27 | 0.8% | — |
| 31 | Seven Seventeen Credit Union 64 out of 100, Moderate | 26 | 0.7% | 21.2% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 0.7% | — |
| 33 | JLB CORPORATION | 23 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 20 | 0.6% | — |
| 35 | 21st Mortgage Corporation | 18 | 0.5% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 0.5% | — |
| 37 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 18 | 0.5% | — |
| 38 | UNION HOME MORTGAGE CORP. | 18 | 0.5% | — |
| 39 | ARMCO CREDIT UNION 79 out of 100, Strong | 17 | 0.5% | 11.3% |
| 40 | Northwest Bank 66 out of 100, Moderate | 17 | 0.5% | 20.6% |
Top 40 of 211 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps