Pennsylvania · HMDA 2025
Mortgage lenders in Armstrong County, PA
163 lenders reported 1,851 home-loan applications in Armstrong County in 2025. 1,067 closed as loans ($150.4M), 344 were denied — a 23.6% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 16% of applications, led by S&T Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,851
- Loans originated
- 1,067
- Purchase / refinance
- 462 / 247
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Armstrong County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | S&T Bank 70 out of 100, Strong | 108 | 5.8% | 31.1% |
| 2 | Rocket Mortgage, LLC | 101 | 5.5% | — |
| 3 | First Commonwealth Bank 65 out of 100, Moderate | 94 | 5.1% | 26.5% |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 83 | 4.5% | 32.5% |
| 5 | First National Bank of Pennsylvania 64 out of 100, Moderate | 83 | 4.5% | 26.6% |
| 6 | Elderton State Bank 74 out of 100, Strong | 78 | 4.2% | 14.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 76 | 4.1% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 73 | 3.9% | 33.8% |
| 9 | Armstrong Associates Federal Credit Union 75 out of 100, Strong | 73 | 3.9% | 14.6% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 62 | 3.3% | — |
| 11 | Armstrong County Building and Loan Association 66 out of 100, Moderate | 57 | 3.1% | 0.0% |
| 12 | NEXTIER BANK, NATIONAL ASSOCIATION 54 out of 100, Below average | 56 | 3.0% | 11.7% |
| 13 | Northwest Bank 66 out of 100, Moderate | 47 | 2.5% | 20.6% |
| 14 | PLAZA HOME MORTGAGE, INC. | 35 | 1.9% | — |
| 15 | Clearview Federal Credit Union 69 out of 100, Moderate | 33 | 1.8% | 24.4% |
| 16 | ARMCO CREDIT UNION 79 out of 100, Strong | 32 | 1.7% | 11.3% |
| 17 | NEWREZ LLC | 31 | 1.7% | — |
| 18 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 25 | 1.4% | 15.6% |
| 19 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 24 | 1.3% | 22.3% |
| 20 | UNION HOME MORTGAGE CORP. | 22 | 1.2% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 22 | 1.2% | 3.0% |
| 22 | AmeriSave Mortgage Corporation | 21 | 1.1% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.1% | 14.1% |
| 24 | MOVEMENT MORTGAGE, LLC | 20 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 19 | 1.0% | — |
| 26 | Mortgage Research Center, LLC | 18 | 1.0% | — |
| 27 | InFirst Bank 69 out of 100, Moderate | 17 | 0.9% | 13.2% |
| 28 | NATIONSTAR MORTGAGE LLC | 16 | 0.9% | — |
| 29 | 21st Mortgage Corporation | 15 | 0.8% | — |
| 30 | APOLLO TRUST COMPANY 71 out of 100, Strong | 14 | 0.8% | 7.2% |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 13 | 0.7% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 12 | 0.6% | — |
| 34 | Union Savings Bank 74 out of 100, Strong | 12 | 0.6% | 5.3% |
| 35 | FREEDOM MORTGAGE CORPORATION | 12 | 0.6% | — |
| 36 | The Huntington National Bank 59 out of 100, Moderate | 11 | 0.6% | 31.6% |
| 37 | FIGURE LENDING LLC | 11 | 0.6% | — |
| 38 | PLANET HOME LENDING, LLC | 11 | 0.6% | — |
| 39 | Marion Center Bank | 11 | 0.6% | — |
| 40 | NEW DAY FINANCIAL, LLC | 11 | 0.6% | — |
Top 40 of 163 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps