Pennsylvania · HMDA 2025
Mortgage lenders in Butler County, PA
309 lenders reported 8,258 home-loan applications in Butler County in 2025. 4,991 closed as loans ($1.2B), 956 were denied — a 15.6% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 19% of applications, led by ARMCO CREDIT UNION. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,258
- Loans originated
- 4,991
- Purchase / refinance
- 2,388 / 1,183
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ARMCO CREDIT UNION 79 out of 100, Strong | 624 | 7.6% | 11.3% |
| 2 | PNC Bank, National Association 62 out of 100, Moderate | 499 | 6.0% | 33.8% |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 442 | 5.4% | 32.5% |
| 4 | Rocket Mortgage, LLC | 348 | 4.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 344 | 4.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 342 | 4.1% | — |
| 7 | First National Bank of Pennsylvania 64 out of 100, Moderate | 339 | 4.1% | 26.6% |
| 8 | NVR Mortgage Finance, Inc. | 284 | 3.4% | — |
| 9 | First Commonwealth Bank 65 out of 100, Moderate | 245 | 3.0% | 26.5% |
| 10 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 236 | 2.9% | 22.3% |
| 11 | The Huntington National Bank 59 out of 100, Moderate | 191 | 2.3% | 31.6% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 157 | 1.9% | 14.1% |
| 13 | Clearview Federal Credit Union 69 out of 100, Moderate | 139 | 1.7% | 24.4% |
| 14 | UNION HOME MORTGAGE CORP. | 130 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 129 | 1.6% | — |
| 16 | DHI MORTGAGE COMPANY, LTD. | 125 | 1.5% | — |
| 17 | HOWARD HANNA FINANCIAL SERVICES, INC. | 114 | 1.4% | — |
| 18 | NEWREZ LLC | 104 | 1.3% | — |
| 19 | Northwest Bank 66 out of 100, Moderate | 101 | 1.2% | 20.6% |
| 20 | WesBanco Bank, Inc. 66 out of 100, Moderate | 101 | 1.2% | 20.1% |
| 21 | NEXTIER BANK, NATIONAL ASSOCIATION 54 out of 100, Below average | 100 | 1.2% | 11.7% |
| 22 | 21st Mortgage Corporation | 88 | 1.1% | — |
| 23 | S&T Bank 70 out of 100, Strong | 86 | 1.0% | 31.1% |
| 24 | NATIONSTAR MORTGAGE LLC | 84 | 1.0% | — |
| 25 | RMC HOME MORTGAGE, LLC | 78 | 0.9% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 73 | 0.9% | — |
| 27 | CFSBANK 66 out of 100, Moderate | 72 | 0.9% | 8.5% |
| 28 | Union Savings Bank 74 out of 100, Strong | 70 | 0.8% | 5.3% |
| 29 | Mortgage Research Center, LLC | 68 | 0.8% | — |
| 30 | PLANET HOME LENDING, LLC | 68 | 0.8% | — |
| 31 | GUARANTEED RATE AFFINITY, LLC | 67 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 63 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 61 | 0.7% | 32.9% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 60 | 0.7% | — |
| 35 | WEST PENN FINANCIAL SERVICE CENTER, INC. | 59 | 0.7% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 58 | 0.7% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 56 | 0.7% | — |
| 38 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 56 | 0.7% | — |
| 39 | USX Federal Credit Union 78 out of 100, Strong | 53 | 0.6% | 15.4% |
| 40 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 53 | 0.6% | 15.6% |
Top 40 of 309 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps