Q2 2026 data · 100 institutions
Banks over $1 billion with the highest estimated share of uninsured deposits
Estimated deposits above the $250,000 insurance limit as a share of total deposits, from call reports. A high share is common at banks serving businesses and is not by itself a sign of weakness.
| Institution | Score | Assets | Capital | Problem loans | Uninsured share |
|---|---|---|---|---|---|
| John Deere Financial, f.s.b.Bank Middleton, WI | 82 out of 100, Strong | $4.9B | 19.4% | 0.27% | 100.0% |
| Mizuho Bank (USA)Bank New York, NY | 62 out of 100, Moderate | $2.1B | 7.0% | 0.00% | 95.0% |
| Sumitomo Mitsui Trust Bank (U.S.A.) LimitedBank Hoboken, NJ | 85 out of 100, Very strong | $3.9B | 12.7% | 0.00% | 92.3% |
| TIB National AssociationBank Farmers Branch, TX | 76 out of 100, Strong | $3.0B | 13.2% | 0.84% | 91.5% |
| Deutsche Bank Trust Company AmericasBank New York, NY | 76 out of 100, Strong | $40.5B | 25.8% | 0.92% | 91.3% |
| Sutton BankBank Attica, OH | 77 out of 100, Strong | $1.7B | 10.0% | 0.02% | 89.2% |
| Greene County Commercial BankBank Catskill, NY | 73 out of 100, Strong | $1.3B | 10.1% | 0.00% | 88.8% |
| Column National AssociationBank Salt Lake City, UT | 72 out of 100, Strong | $1.8B | 8.4% | 0.06% | 86.1% |
| Bessemer Trust Company, National AssociationBank New York, NY | 70 out of 100, Strong | $4.2B | 7.6% | 0.00% | 82.3% |
| North American Banking CompanyBank Roseville, MN | 68 out of 100, Moderate | $1.5B | 8.9% | 0.51% | 81.2% |
| Chain Bridge Bank, National AssociationBank Mclean, VA | 74 out of 100, Strong | $2.2B | 9.1% | 0.00% | 80.9% |
| Monet BankBank Plano, TX | 65 out of 100, Moderate | $3.2B | 31.7% | 25.76% | 80.2% |
| Commerce West BankBank Irvine, CA | 61 out of 100, Moderate | $1.2B | 11.1% | 1.23% | 79.1% |
| Smbc ManubankBank Los Angeles, CA | 54 out of 100, Below average | $6.6B | 9.6% | 0.30% | 79.0% |
| Pacific Coast Bankers' BankBank Walnut Creek, CA | 63 out of 100, Moderate | $1.2B | 11.3% | 0.52% | 78.9% |
| Bessemer Trust CompanyBank Woodbridge, NJ | 67 out of 100, Moderate | $2.4B | 6.7% | 0.00% | 78.5% |
| State Street Bank and Trust CompanyBank Boston, MA | 52 out of 100, Below average | $412.6B | 5.8% | 0.56% | 75.9% |
| American Business BankBank Los Angeles, CA | 69 out of 100, Moderate | $4.4B | 11.0% | 0.44% | 75.7% |
| Bank of GuamBank Hagatna, GU | 43 out of 100, Below average | $3.2B | 8.3% | 1.89% | 70.6% |
| University BankBank Ann Arbor, MI | 60 out of 100, Moderate | $1.2B | 10.1% | 0.41% | 70.2% |
| Pegasus BankBank Dallas, TX | 77 out of 100, Strong | $1.5B | 11.4% | 0.00% | 69.4% |
| Woori America BankBank New York, NY | 54 out of 100, Below average | $4.1B | 12.8% | 1.92% | 68.7% |
| The Bank of New York MellonBank New York, NY | 61 out of 100, Moderate | $425.1B | 6.2% | 0.04% | 68.2% |
| HSBC Bank USA, National AssociationBank Tysons, VA | 57 out of 100, Moderate | $173.1B | 10.2% | 1.45% | 68.1% |
| CTBC Bank Corp. (USA)Bank Los Angeles, CA | 64 out of 100, Moderate | $5.9B | 14.7% | 1.55% | 66.5% |
| ServisFirst BankBank Birmingham, AL | 63 out of 100, Moderate | $18.3B | 11.1% | 1.18% | 66.4% |
| CIBC Bank USABank Chicago, IL | 71 out of 100, Strong | $66.5B | 14.3% | 1.35% | 65.9% |
| Patriot Bank, National AssociationBank Stamford, CT | 36 out of 100, Low | $1.3B | 9.6% | 2.75% | 65.2% |
| Cass Commercial BankBank Des Peres, MO | 83 out of 100, Strong | $1.3B | 14.1% | 0.16% | 64.8% |
| West Texas National BankBank Midland, TX | 60 out of 100, Moderate | $2.9B | 10.5% | 1.67% | 64.1% |
| Texas Community BankBank Laredo, TX | 84 out of 100, Strong | $2.2B | 12.8% | 0.20% | 63.9% |
| Bradesco BankBank Coral Gables, FL | 64 out of 100, Moderate | $6.1B | 10.1% | 0.15% | 63.9% |
| First American Trust, FSBBank Santa Ana, CA | 67 out of 100, Moderate | $9.2B | 7.9% | 0.00% | 63.8% |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | 63.6% |
| Bankers' BankBank Madison, WI | 69 out of 100, Moderate | $1.5B | 14.7% | 0.55% | 63.5% |
| Security State BankBank Pearsall, TX | 74 out of 100, Strong | $1.1B | 10.7% | 0.00% | 63.4% |
| CommerceOne BankBank Birmingham, AL | 56 out of 100, Moderate | $1.1B | 9.0% | 0.00% | 62.0% |
| Commercial Bank of CaliforniaBank Irvine, CA | 64 out of 100, Moderate | $4.0B | 9.3% | 0.37% | 61.9% |
| Benchmark BankBank Plano, TX | 60 out of 100, Moderate | $1.6B | 8.5% | 0.18% | 61.1% |
| WestStar BankBank El Paso, TX | 80 out of 100, Strong | $3.3B | 12.3% | 0.00% | 61.0% |
| Orange Bank & Trust CompanyBank Middletown, NY | 73 out of 100, Strong | $2.8B | 13.2% | 1.12% | 60.8% |
| The National Bank of IndianapolisBank Indianapolis, IN | 66 out of 100, Moderate | $3.0B | 9.3% | 0.15% | 60.3% |
| EverTrust BankBank City Of Industry, CA | 72 out of 100, Strong | $1.1B | 21.7% | 0.80% | 59.8% |
| Banco Popular de Puerto RicoBank San Juan, PR | 42 out of 100, Below average | $63.3B | 7.5% | 2.40% | 59.2% |
| Triad BankBank Frontenac, MO | 68 out of 100, Moderate | $1.1B | 10.7% | 0.21% | 59.2% |
| Five Star BankBank Roseville, CA | 68 out of 100, Moderate | $5.4B | 10.3% | 0.30% | 59.2% |
| Signature Bank, National AssociationBank Toledo, OH | 69 out of 100, Moderate | $1.3B | 12.4% | 0.84% | 59.0% |
| Lone Star National BankBank Pharr, TX | 72 out of 100, Strong | $3.3B | 12.9% | 1.06% | 58.8% |
| Capra BankBank Dubuque, IA | 68 out of 100, Moderate | $1.3B | 8.9% | 0.00% | 58.4% |
| First State Bank of UvaldeBank Uvalde, TX | 75 out of 100, Strong | $1.7B | 15.7% | 1.27% | 58.3% |
| BankUnited, National AssociationBank Miami Lakes, FL | 47 out of 100, Below average | $34.9B | 9.4% | 1.69% | 57.9% |
| Lake City BankBank Warsaw, IN | 73 out of 100, Strong | $7.2B | 11.9% | 0.36% | 57.6% |
| Bryant BankBank Tuscaloosa, AL | 72 out of 100, Strong | $2.9B | 9.5% | 0.07% | 57.6% |
| Mercantile BankBank Grand Rapids, MI | 73 out of 100, Strong | $6.2B | 11.6% | 0.10% | 57.5% |
| Bankers Trust CompanyBank Des Moines, IA | 64 out of 100, Moderate | $7.8B | 10.1% | 0.31% | 57.4% |
| Washington Trust BankBank Spokane, WA | 60 out of 100, Moderate | $10.5B | 9.7% | 0.73% | 57.3% |
| Interaudi BankBank New York, NY | 47 out of 100, Below average | $2.7B | 10.0% | 2.36% | 57.1% |
| Amalgamated BankBank New York, NY | 53 out of 100, Below average | $9.4B | 9.6% | 1.99% | 57.1% |
| Oakworth Capital BankBank Birmingham, AL | 58 out of 100, Moderate | $2.1B | 9.6% | 0.68% | 56.8% |
| National Cooperative Bank, N.A.Bank Hillsboro, OH | 46 out of 100, Below average | $4.3B | 11.3% | 2.67% | 56.7% |
| Jefferson BankBank San Antonio, TX | 61 out of 100, Moderate | $2.9B | 9.8% | 0.75% | 56.5% |
| CalPrivate BankBank La Jolla, CA | 65 out of 100, Moderate | $2.7B | 11.5% | 1.26% | 56.5% |
| West Coast Community BankBank Santa Cruz, CA | 75 out of 100, Strong | $2.9B | 12.0% | 0.50% | 56.3% |
| First PREMIER BankBank Sioux Falls, SD | 85 out of 100, Very strong | $3.6B | 13.7% | 0.10% | 56.1% |
| Dallas Capital Bank, National AssociationBank Dallas, TX | 68 out of 100, Moderate | $1.2B | 11.3% | 0.00% | 55.7% |
| City National BankBank Los Angeles, CA | 58 out of 100, Moderate | $99.1B | 10.1% | 0.92% | 55.4% |
| Troy Bank & Trust CompanyBank Troy, AL | 67 out of 100, Moderate | $1.6B | 12.8% | 1.35% | 55.1% |
| Parkside Financial Bank & TrustBank Clayton, MO | 77 out of 100, Strong | $1.1B | 13.0% | 0.00% | 54.9% |
| Bank of ChinaBank New York, NY | 25 out of 100, Low | $48.5B | 0.0% | 1.63% | 54.9% |
| Farmers and Merchants Bank of Long BeachBank Long Beach, CA | 80 out of 100, Strong | $11.8B | 14.0% | 0.01% | 54.4% |
| Cache Valley BankBank Logan, UT | 73 out of 100, Strong | $3.5B | 10.7% | 0.29% | 54.4% |
| U. S. Century BankBank Doral, FL | 69 out of 100, Moderate | $3.0B | 10.0% | 0.09% | 54.3% |
| Citizens Business Bank, National AssociationBank Ontario, CA | 73 out of 100, Strong | $21.2B | 11.4% | 0.14% | 54.2% |
| Provident BankBank Jersey City, NJ | 63 out of 100, Moderate | $25.7B | 10.5% | 0.55% | 54.1% |
| PlainsCapital BankBank University Park, TX | 57 out of 100, Moderate | $12.7B | 9.7% | 1.03% | 53.9% |
| 1st Source BankBank South Bend, IN | 75 out of 100, Strong | $9.3B | 13.7% | 0.99% | 53.8% |
| Texas Regional BankBank Harlingen, TX | 53 out of 100, Below average | $2.9B | 8.8% | 0.59% | 53.7% |
| BNY Mellon, National AssociationBank Pittsburgh, PA | 57 out of 100, Moderate | $30.6B | 6.5% | 0.06% | 53.7% |
| Safra National Bank of New YorkBank New York, NY | 66 out of 100, Moderate | $15.7B | 8.6% | 0.00% | 53.7% |
| Helm Bank USABank Miami, FL | 59 out of 100, Moderate | $1.2B | 11.2% | 1.65% | 53.6% |
| The Bank of TampaBank Tampa, FL | 70 out of 100, Strong | $3.0B | 11.0% | 0.29% | 53.4% |
| Carrollton BankBank Carrollton, IL | 58 out of 100, Moderate | $3.9B | 8.0% | 0.36% | 53.2% |
| Amboy BankBank Old Bridge, NJ | 80 out of 100, Strong | $3.1B | 12.2% | 0.30% | 53.2% |
| Sunwest BankBank Sandy, UT | 63 out of 100, Moderate | $4.4B | 9.7% | 0.60% | 53.1% |
| BOKF, National AssociationBank Tulsa, OK | 64 out of 100, Moderate | $53.0B | 9.3% | 0.54% | 52.9% |
| Access BankBank Omaha, NE | 65 out of 100, Moderate | $1.1B | 10.7% | 0.51% | 52.8% |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | 52.7% |
| FFB BankBank Fresno, CA | 46 out of 100, Below average | $1.6B | 12.2% | 3.54% | 52.7% |
| BOM BankBank Natchitoches, LA | 60 out of 100, Moderate | $1.6B | 10.6% | 0.86% | 52.4% |
| Amalgamated Bank of ChicagoBank Chicago, IL | 68 out of 100, Moderate | $1.3B | 11.4% | 0.67% | 52.4% |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | 52.2% |
| Frost BankBank San Antonio, TX | 66 out of 100, Moderate | $54.0B | 9.1% | 0.55% | 52.2% |
| The Village BankBank Newton, MA | 58 out of 100, Moderate | $2.1B | 9.5% | 0.23% | 52.1% |
| Shinhan Bank AmericaBank New York, NY | 65 out of 100, Moderate | $2.2B | 12.5% | 0.57% | 52.0% |
| Oriental BankBank San Juan, PR | 61 out of 100, Moderate | $12.0B | 10.6% | 1.59% | 52.0% |
| Hancock Whitney BankBank Gulfport, MS | 64 out of 100, Moderate | $36.3B | 10.6% | 0.57% | 52.0% |
| OceanFirst Bank, National AssociationBank Toms River, NJ | 63 out of 100, Moderate | $23.2B | 12.6% | 0.66% | 51.8% |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | 51.8% |
| Lakeside BankBank Chicago, IL | 75 out of 100, Strong | $2.9B | 11.0% | 0.03% | 51.7% |
| Banesco USABank Miami, FL | 72 out of 100, Strong | $6.0B | 11.5% | 0.49% | 51.6% |